1325 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1325 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,252 sqft · built 1986
Lot Size	1.42 acres (61,986 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,288 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jan 2020 Mortgage
APN	`0840000000216`

Property Details

APN / Parcel Number

Primary APN	`0840000000216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	416 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,986 sqft (1.42 acres)
Lot Dimensions	182 ft deep x 530 ft wide
Garage Type	Attached
Garage Area	416 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	544 sqft
Porch	Slab
Porch Area	460 sqft
Patio Area	510 sqft
Lean-To	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1325 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	3 PT OF 7.25 AC PAR ON S S OF BENEFIT RD 1.4234 AC
Legal Subdivision	WHOLE MAP 084
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 BENEFIT RD, CHESAPEAKE, VA 23322-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1325 BENEFIT RD, CHESAPEAKE, VA 23322-2739
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10471/454
Date	Oct 28, 2021
Book Page	10471/454
Instrument	210048840

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1325 BENEFIT RD, CHESAPEAKE, VA 23322-2739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10106/1188
Date	Jan 29, 2020
Book Page	10106/1188
Instrument	200002854

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,100 (+4.11%) Land $194,900 Building $350,200	$545,100 (+4.11%) Land $194,900 Building $350,200
2025	$5,288.00 (+32.83%)	$523,600 (+15.58%) Land $172,700 Building $350,900	$523,600 (+15.58%) Land $172,700 Building $350,900
2023		$453,000 (+6.92%) Land $122,600 Building $330,400	$453,000 (+6.92%) Land $122,600 Building $330,400
2022		$423,700 Land $109,600 Building $314,100	$423,700 Land $109,600 Building $314,100
2019	$3,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Benefit Rd

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