1401 2nd St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 1401 2nd St S, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 2002
Square Footage	1,124 sqft Living Area
Lot Size	14,399 sqft (0.331 acres)
Occupancy	Owner Occupied
Last Sale	$124,000 (2001)
Tax Bill	$3,248.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29401-0200`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,124 sqft Living Area
Gross Area	1,342 sqft Gross Area
1st Floor	1,107 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,399 sqft (0.331 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	810 sqft Garage
Shed	1 Shed
Shed Area	168 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1401 2ND ST S
City	COLD SPRING
State	MN
Zip	56320-1519
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 GRANITE LEDGE SECTION 21 TOWNSHIP 123 RANGE 030 SECTION 21 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	21
Legal Subdivision	GRANITE LEDGE
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2018
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29401-0200

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1401 2ND ST S, COLD SPRING, MN 56320-1519
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2001 · Amount on Record
Deed Sale	Sep 17, 2001 · Amount on Record
Prior Sale	Sep 01, 2000 · Amount on Record
Record Refreshed	Jun 08, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 17, 2023
Property Address	1401 2ND ST S, COLD SPRING, MN 56320-1519
Document Number	0000T45254
Instrument Date	Feb 10, 2023
Instrument	T45254
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 2ND ST S, COLD SPRING, MN 56320-1519

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,248.00 (+43.46%)
2025		$280,900 (+30.83%) Land $41,800 Building $239,100	$280,900 (+30.83%) Land $41,800 Building $239,100
2023	$2,264.00	$214,700 Land $41,800 Building $172,900	$214,700 Land $41,800 Building $172,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 39th in Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.