1306 2nd St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 1306 2nd St S, Cold Spring, MN 56320 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1998
Square Footage	1,066 sqft Living Area
Lot Size	10,504 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2010)
Tax Bill	$3,298.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29316-0150`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,066 sqft Living Area
Gross Area	1,658 sqft Gross Area
1st Floor	988 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Split Level Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,504 sqft (0.241 acres)
Depth X Width	104 ft x 101 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	744 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1306 2ND ST S
City	COLD SPRING
State	MN
Zip	56320-1518
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 LESS W 7' CAITLYN'S ADDITION PLAT 2 SECTION 22 TOWNSHIP 123 RANGE 030 CAITLYN'S ADDITION PLAT 2 SECTION 22 TOWNSHIP 123
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	CAITLYNS ADDITION PLAT 2
Legal Block	3
Legal Lot Number	1
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2062
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29316-0150

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1306 2ND ST S, COLD SPRING, MN 56320-1518
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2010 · Amount on Record
Deed Sale	Oct 18, 2010 · Amount on Record
Prior Sale	Feb 07, 2007 · Amount on Record
Deed Doc Number	2010193223
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	May 22, 2026
Property Address	1306 2ND ST S, COLD SPRING, MN 56320-1518
Document Number	0000047066
Instrument Date	Feb 25, 2026
Instrument	202647066
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 2ND ST S, COLD SPRING, MN 56320-1518

Mortgage

Document Number	0000047066,
Date	May 22, 2026
Instrument	202647066

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 06, 2056

Interest

Rate	6.1%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,298.00 (+13.18%)
2025		$284,600 (+7.32%) Land $42,400 Building $242,200	$284,600 (+7.32%) Land $42,400 Building $242,200
2023	$2,914.00	$265,200 Land $42,400 Building $222,800	$265,200 Land $42,400 Building $222,800