14005 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 14005 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 2000
Lot Size	0.608 acres (26,484 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2020)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13216050000A002`

Property Details

APN / Parcel Number

Primary APN	`13216050000A002`
Alternative APNs	`792-64-32-65-200-000` `415549001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,559 sqft Finished Area
Basement Area	1,620 sqft
Finished Basement	923 sqft
Unfinished Basement	697 sqft
Utility Area	160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	26,484 sqft (0.608 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	104 sqft
Patio Area	104 sqft
Balcony Area	16 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	415549001
Street Address	14005 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	GARDEN CITY HGTS RSB PAR2 BK A
Legal Subdivision	GARDEN CITY HEIGHTS
Legal Block	A
Legal Lot Number	2
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1000
Census Tract	100508

Owner

14005 Harrowgate Rd is owned and occupied by an individual who bought it in July 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	14005 HARROWGATE RD, CHESTER, VA 23831-6730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Feb 26, 2002
Deed Document Number	202034086
Deed Book / Page	12848 / 751
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 15, 2020
Property Address	14005 HARROWGATE RD, CHESTER, VA 23831-6730
Document Number	12848751
Book / Page	012848 / 000751
Instrument Date	Jun 26, 2020
Instrument	34086
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 HARROWGATE RD CHESTER VA 238316730, CHESTER, VA 23831-6730

Mortgage

Document Number	12848755
Date	Jul 15, 2020
Book Page	012848/000755
Instrument	34087

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14005 Harrowgate Rd was $3,530.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00	$393,900 (+6.89%) Land $58,000 Building $335,900	$393,900 (+6.89%) Land $58,000 Building $335,900
2025		$368,500 Land $54,300 Building $314,200	$368,500 Land $54,300 Building $314,200
2023	$2,773.00	$302,000 Land $52,400 Building $249,600	$302,000 Land $52,400 Building $249,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14005 Harrowgate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1982–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14005 Harrowgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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