13912 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 13912 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1965
Lot Size	0.923 acres (40,206 sqft)
Owner	Individual Name on File
Last Sale	$246,961 (Dec 2021)
Tax Bill	$2,620 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13216080000023A`

Property Details

APN / Parcel Number

Primary APN	`13216080000023A`
Alternative APNs	`791-64-36-66-300-000` `438100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	40,206 sqft (0.923 acres)
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft
Parking Spaces	1 Parking Space
Deck Area	280 sqft
Patio Area	280 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	438100000
Street Address	13912 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-6727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	GARDEN CITY HGTS L PT 23A
Legal Subdivision	GARDEN CITY HEIGHTS
Legal Lot Number	23A
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2007
Census Tract	100507

Owner

13912 Harrowgate Rd is owned and occupied by an individual who bought it in December 2021.

Source: Chesterfield County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13912 HARROWGATE RD, CHESTER, VA 23831-6727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Dec 6, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	202176862
Deed Book / Page	13761 / 558
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13912 HARROWGATE RD, CHESTER, VA 23831-6727
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013327-592
Date	Mar 29, 2021
Book Page	13327/592
Instrument	2021020331

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 6, 2021
Property Address	13912 HARROWGATE RD, CHESTER, VA 23831-6727
Document Number	013761-558
Book / Page	13761 / 558
Instrument Date	Nov 19, 2021
Instrument	2021076862
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13912 HARROWGATE RD, CHESTER, VA 23831-6727

Tax Assessment & Valuation

The 2026 property tax bill for 13912 Harrowgate Rd was $2,620.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,620.00	$269,600 (+10.27%) Land $58,800 Building $210,800	$269,600 (+10.27%) Land $58,800 Building $210,800
2025		$244,500 Land $56,800 Building $187,700	$244,500 Land $56,800 Building $187,700
2023	$1,876.00	$203,500 Land $48,000 Building $155,500	$203,500 Land $48,000 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13912 Harrowgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13912 Harrowgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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