1400 Winding Way, Placerville, CA 95667 Property Records

El Dorado County property record for 1400 Winding Way, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,913 sqft · built 1986
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Apr 2017)
Tax Bill	$6,216 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-200-014-000`

Property Details

APN / Parcel Number

Primary APN	`105-200-014-000`
Alternative APNs	`10520014100` `1052001410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	224,770 sqft
Terrain	Wooded
View / Lot	Average
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,913 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1400 WINDING WAY
City	PLACERVILLE
State	CA
Zip	95667-8938
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	PM 2/177/2
Legal Subdivision	2-177, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1022
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2020	Deed of Trust, Mortgage · Conventional with PMI MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE
Apr 27, 2017	Grant Deed, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Oct 13, 2010 · Amount on Record
Deed Document Number	201716654
Prior Transfer Date	Jun 9, 2000
Prior Transfer Doc	0000029421
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018657
Date	May 16, 2019
Instrument	2019-0018657

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938

Mortgage

Document Number	0000041641
Date	Jun 23, 2021
Instrument	2021-0041641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938
Document Number	0000017266
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 WINDING WAY PLACERVILLE CA 956678938, PLACERVILLE, CA 95667-8938

Mortgage

Document Number	0000017266
Date	Apr 16, 2020
Instrument	17266

Lender

Name	MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 27, 2017
Property Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938
Document Number	0000016654
Map Reference	MB 2 PG 177
Instrument Date	Apr 19, 2017
Instrument	2017-0016654
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ORANGE COAST TITLE FAIR OAKS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1400 WINDING WAY, PLACERVILLE, CA 95667-8938

Mortgage

Document Number	0000016655
Date	Apr 27, 2017
Instrument	2017-0016655

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,187 (+2%) Land $195,324 Building $374,863
2025	$6,216.00 (+3.93%)	$559,008 (+4.04%) Land $191,495 Building $367,513
2023	$5,981.00 (+1.41%)	$537,303 Land $184,060 Building $353,243
2022	$5,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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