FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
1280 WINDING WAY, PLACERVILLE, CA 95667-8938
Mortgage
Document Number
0000063023
Date
Oct 5, 2021
Instrument
2021-0063023
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Oct 1, 2036
December 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
EL DORADO CA
Recording Date
Dec 12, 2019
Property Address
1280 WINDING WAY, PLACERVILLE, CA 95667-8938
Document Number
0000053279
Instrument Date
Dec 12, 2019
Instrument
53279
Transaction Type
Transfer
Record Updated
Dec 27, 2019
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
1280 WINDING WAY PLACERVILLE CA 956678938, PLACERVILLE, CA 95667-8938
December 2019: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
EL DORADO CA
Recording Date
Dec 2, 2019
Property Address
1280 WINDING WAY, PLACERVILLE, CA 95667-8938
Document Number
0000051517
Instrument Date
Dec 2, 2019
Instrument
51517
Transaction Type
Transfer
Record Updated
Dec 11, 2019
Title Company
NOT AVAILABLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1280 WINDING WAY PLACERVILLE CA 956678938, PLACERVILLE, CA 95667-8938
Tax Assessment & Valuation
The 2025 property tax bill for 1280 Winding Way was $4,425 with a homeowner's exemption, up 76.2% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
Property Jurisdictions
Type
Name
State
California
County
El Dorado County
Secondary School District
El Dorado Union High School District (09 - 12)
Elementary School District
Gold Trail Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$401,111 (+2%)Land $56,585Building $344,526
2025
$4,425.00 (+76.22%)Homeowner's exemption
$393,247Land $55,476Building $337,771
2024
$2,511.00 (+1.82%)
2023
$2,466.00 (+1.36%)Homeowner's exemption
$204,972Land $53,323Building $151,649
2022
$2,433.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1280 Winding Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
2 (1997–1998)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Feb 1998 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1280 Winding Way is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 94% of the US · above 79% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025