1400 Summit Dr, Chula Vista, CA 91910 Property Records

San Diego County property record for 1400 Summit Dr, Chula Vista, CA 91910

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,507 sqft · built 1986
Lot Size1.61 acres (70,212 sqft)
Owner2 Individual Names on Record
Last Sale$274,000 (Oct 2002)
Tax Bill$4,671 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN642-380-03-48

Property Details

APN / Parcel Number

Primary APN642-380-03-48

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,507 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area70,212 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1400 SUMMIT DR
CityCHULA VISTA
StateCA
Zip91910-6845
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC
Legal DescriptionLOT 3 US 48PER DOC85-177992&UND INT IN TR 010777
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract010777
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1400 SUMMIT DR, CHULA VISTA, CA 91910-6845
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
MISSION FEDERAL CREDIT UNION
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2002 · Amount on Record
Deed SaleOct 11, 2002 · Amount on Record
Prior SaleDec 17, 1999 · Amount on Record
Deed Document Number2002885932
Last Transfer DateJul 26, 2005
Transfer Doc0000654571
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2026
Property Address1400 SUMMIT DR, CHULA VISTA, CA 91910-6845
Document Number0000167545
Instrument DateJun 3, 2026
Instrument2026167545
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1400 SUMMIT DR, CHULA VISTA, CA 91910-6845

Mortgage

Document Number0000167545,
DateJun 11, 2026
Instrument2026167545
Lender
NameMISSION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 30, 2051
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1400 SUMMIT DR, CHULA VISTA, CA 91910-6845
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 SUMMIT DR, CHULA VISTA, CA 91910-6845

Mortgage

Document Number0000016943
DateJan 12, 2022
Instrument2022-0016943
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$404,750 (+2%) Land $147,716 Building $257,034
2025$4,671.00 (+3.2%) Homeowner's exemption$396,815 (+4.04%) Land $144,820 Building $251,995
2023$4,526.00 (+2.96%)$381,408 Land $139,198 Building $242,210
2022$4,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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