San Diego County property record for 1409 Summit Dr, Chula Vista, CA 91910
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,514 sqft · built 1986 |
| Lot Size | 1.61 acres (70,212 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Sep 2020) |
| Tax Bill | $5,936 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 642-380-03-45 |
| Primary APN | 642-380-03-45 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,514 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 70,212 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1409 SUMMIT DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-6847 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PC |
| Legal Description | LOT 3 US 45PER DOC85-177992&UND INT IN TR 010777 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 010777 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13421 |
1409 Summit Dr, a condominium, is owned and occupied by two individuals who bought it in September 2020.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 SUMMIT DR, CHULA VISTA, CA 91910-6847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC |
| Sep 11, 2020 | Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | May 29, 2014 · Amount on File |
| Deed Document Number | 2020532893 |
| Prior Transfer Date | Mar 1, 2007 |
| Prior Transfer Doc | 0000317612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1409 SUMMIT DR, CHULA VISTA, CA 91910-6847 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1409 SUMMIT DR, CHULA VISTA, CA 91910-6847 |
| Document Number | 0000622815 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-0622815 |
| Name | MORTGAGEONE INC |
|---|---|
| Type | Mortgage Company |
| Address | CARLSBAD, CA 92008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2020 |
| Property Address | 1409 SUMMIT DR, CHULA VISTA, CA 91910-6847 |
| Document Number | 0000532893 |
| Map Reference | MAP 10777 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020-0532893 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1409 SUMMIT DR, CHULA VISTA, CA 91910-6847 |
| Document Number | 0000532894 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020-0532894 |
| Name | WORLD WIDE CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1409 Summit Dr was $5,936 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $513,392 (+2%) Land $228,172 Building $285,220 | |
| 2025 | $5,936.00 Homeowner's exemption | $503,327 Land $223,699 Building $279,628 |
| 2023 | $5,647.00 (+2.97%) Homeowner's exemption | $483,784 Land $215,013 Building $268,771 |
| 2022 | $5,484.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1409 Summit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1409 Summit Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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