1400 Standish Dr, Monroe, NC 28110 Property Records

Union County property record for 1400 Standish Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,990 sqft · built 2001
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2020)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-342-398`

Property Details

APN / Parcel Number

Primary APN	`09-342-398`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	2,390 sqft
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,066 sqft (0.277 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1400 STANDISH DR
City	MONROE
State	NC
Zip	28110-5211
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10SU MON
Legal Description	#164 COLONIAL VILLAGE PH3 OPCG175
Legal Subdivision	COLONIAL VILLAGE
Legal Lot Number	164
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 STANDISH DR, MONROE, NC 28110-5211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Oct 16, 2020	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
May 4, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	202042028
Deed Book / Page	7849 / 515
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1400 STANDISH DR, MONROE, NC 28110-5211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7162310
Date	May 24, 2018
Book Page	7162/310
Instrument	0014032

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 16, 2020
Property Address	1400 STANDISH DR, MONROE, NC 28110-5211
Document Number	0007849515
Book / Page	7849 / 515
Map Reference	CAB G FILE 175
Instrument Date	Oct 16, 2020
Instrument	42028
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2426 OLD EVERGREEN PKWY, 2426, INDIAN TRAIL, NC 28079-8886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 STANDISH DR, MONROE, NC 28110-5211

Mortgage

Document Number	0000042029
Date	Oct 16, 2020
Instrument	42029

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1400 STANDISH DR, MONROE, NC 28110-5211
Document Number	758198
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 STANDISH DR MONROE NC 281105211, MONROE, NC 28110-5211

Mortgage

Document Number	758198
Date	Feb 10, 2020
Book Page	007581/000098
Instrument	4328

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1400 STANDISH DR, MONROE, NC 28110-5211
Document Number	7366213
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 STANDISH DR MONROE NC 281105211, MONROE, NC 28110-5211

Mortgage

Document Number	7366213
Date	May 9, 2019
Book Page	007366/000213
Instrument	12291

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1400 STANDISH DR, MONROE, NC 28110-5211
Document Number	71131
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1400 STANDISH DR MONROE NC 281105211, MONROE, NC 28110-5211

Mortgage

Document Number	71131
Date	Mar 2, 2018
Book Page	007113/000001
Instrument	5583

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,900 (-) Land $69,600 Building $295,300	$364,900 (-) Land $69,600 Building $295,300
2025	$3,189.00 (+17.29%)	$364,900 (+46.31%) Land $69,600 Building $295,300	$364,900 (+46.31%) Land $69,600 Building $295,300
2023	$2,719.00	$249,400 Land $42,500 Building $206,900	$249,400 Land $42,500 Building $206,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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