1416 Standish Dr, Monroe, NC 28110 Property Records

Union County property record for 1416 Standish Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,565 sqft · built 2001
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2012)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-342-394`

Property Details

APN / Parcel Number

Primary APN	`09-342-394`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	1,993 sqft
1st Floor Area	1,565 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1416 STANDISH DR
City	MONROE
State	NC
Zip	28110-5211
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10SU MON
Legal Description	#160 COLONIAL VILLAGE PH3 OPCG175
Legal Subdivision	COLONIAL VILLAGE
Legal Lot Number	160
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	20403

Owner

1416 Standish Dr, a rural home, is owned and occupied by an individual who bought it in July 2012.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1416 STANDISH DR, MONROE, NC 28110-5211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 3, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2012 · Amount on File
Deed Sale	Jul 6, 2012 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	201220310
Deed Book / Page	5771 / 725
Prior Transfer Date	Apr 26, 2004
Prior Transfer Doc	343285
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1416 STANDISH DR, MONROE, NC 28110-5211
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8310556
Date	Nov 12, 2021
Book Page	8310/556
Instrument	53776

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1416 STANDISH DR, MONROE, NC 28110-5211
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7210436
Date	Aug 3, 2018
Book Page	7210/436
Instrument	0021885

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1416 STANDISH DR, MONROE, NC 28110-5211
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7210418
Date	Aug 3, 2018
Book Page	7210/418
Instrument	0021884

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Standish Dr was $2,920.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,100 (-) Land $69,600 Building $264,500	$334,100 (-) Land $69,600 Building $264,500
2025	$2,920.00	$334,100 Land $69,600 Building $264,500	$334,100 Land $69,600 Building $264,500
2023	$2,517.00	$230,900 Land $42,500 Building $188,400	$230,900 Land $42,500 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 Standish Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Standish Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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