1400 Prospect Dr, Sebring, FL 33870 Property Records

Highlands County property record for 1400 Prospect Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,331 sqft · built 1970
Lot Size	0.273 acres (11,920 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2018)
Tax Bill	$1,137 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S234802000H0001C`

Property Details

APN / Parcel Number

Primary APN	`S234802000H0001C`
Alternative APN	`S-23-34-28-020-00H0-001C`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	1,024 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	11,920 sqft (0.273 acres)
Lot Dimensions	107 ft deep x 112 ft wide
Garage Type	Finished
Garage Area	512 sqft
Driveway	Driveway
Driveway Area	490 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	210 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S234802000H0001C
Street Address	1400 PROSPECT DR
City	SEBRING
State	FL
Zip	33870-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE JACKSON BLVD SUB TB-PG 10 THE WESTERLY PORTION OF LOT 1 BLK H BEING 112.5 X APPROX 108.35 FT PER PLAT IN OR 354-PG 174
Legal Range	28E
Legal Township	34S
Legal Section	23
Legal Subdivision	LAKE JACKSON BLVD SUB
Legal Block	H
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2039
Census Tract	960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1400 PROSPECT DR, SEBRING, FL 33870-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jul 19, 2018	Warranty Deed, Transfer ATTORNEY
May 24, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	1904490
Deed Book / Page	2646 / 1142
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1400 PROSPECT DR, SEBRING, FL 33870-2040
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 PROSPECT DR, SEBRING, FL 33870-2040

Mortgage

Document Number	0002057805
Date	Oct 7, 2021
Book Page	2856/1397
Instrument	2057805

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 19, 2018
Property Address	1400 PROSPECT DR, SEBRING, FL 33870-2040
Document Number	0001904489
Book / Page	2646 / 1140
Map Reference	MB3 PG63
Instrument Date	Jul 13, 2018
Instrument	1904489
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6133 RUTHLAND RD, 6133, OAKLAND, CA 94611-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 PROSPECT DR, SEBRING, FL 33870-2040

Mortgage

Document Number	0001904494
Date	Jul 19, 2018
Instrument	1904494

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 19, 2018
Property Address	1400 PROSPECT DR, SEBRING, FL 33870-2040
Document Number	0001904490
Book / Page	2646 / 1142
Map Reference	MB3 PG63
Instrument Date	Jul 11, 2018
Instrument	1904490
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 NE 29TH ST, 2800, FORT LAUDERDALE, FL 33306-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 PROSPECT DR, SEBRING, FL 33870-2040

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 24, 2018
Property Address	1400 PROSPECT DR, SEBRING, FL 33870-2040
Document Number	0001897788
Book / Page	002637 / 001317
Instrument Date	May 23, 2018
Instrument	1897788
Transaction Type	Foreclosure
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 NE 29TH ST FORT LAUDERDALE FL 333061919, FORT LAUDERDALE, FL 33306-1919

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,965 (+5.99%)	$157,388 (+27.69%) Land $16,369 Building $141,019
2024	$1,137.00 (+7.47%)
2023	$1,058.00 (-7.52%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$88,657 (+3%)	$123,262 (+8.96%) Land $10,912 Building $112,350
2022	$1,144.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$86,075	$113,121 Land $10,912 Building $102,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE'S NEST ESTATES public/private · serves 50 people · EPA ID FL5284114
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	SOUTHEAST
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Prospect Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures