Highlands County property record for 1317 Prospect Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,684 sqft · built 1974 |
| Lot Size | 0.248 acres (10,827 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,248 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S254805000000220 |
| Primary APN | S254805000000220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,827 sqft (0.248 acres) |
| Lot Dimensions | 107 ft deep x 101 ft wide |
| Garage Type | Finished |
| Garage Area | 500 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 260 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S254805000000220 |
|---|---|
| Street Address | 1317 PROSPECT DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PROSPECT RIDGE PER PB 6-PG 8 LOT 22 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 25 |
| Legal Subdivision | PROSPECT RIDGE |
| Legal Lot Number | 22 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 960700 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1317 PROSPECT DR, SEBRING, FL 33870-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Intrafamily Transfer, Transfer |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 |
| Deed Sale | Feb 10, 2025 |
| Prior Sale | Apr 18, 2024 |
| Deed Document Number | 0030961794 |
| Deed Book / Page | 3096 / 1794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 18, 2024 |
| Property Address | 1317 PROSPECT DR, SEBRING, FL 33870-2039 |
| Document Number | 0002199273 |
| Book / Page | 3038 / 170 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 2199273 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 PROSPECT DR, SEBRING, FL 33870-2039 |
| Name | Verified Name |
|---|---|
| Address | 1400 PROSPECT DR, SEBRING, FL 33870-2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1317 PROSPECT DR, SEBRING, FL 33870-2039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1317 PROSPECT DR, SEBRING, FL 33870-2039 |
| Document Number | 0002042994 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 2835/1943 |
| Instrument | 2042994 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,535 (+5.99%) | $193,929 (+21.73%) Land $9,797 Building $184,132 | |
| 2024 | $1,248.00 (+6.39%) | ||
| 2023 | $1,173.00 (+26.67%) Homeowner's exemption | $84,478 (+18.23%) | $159,311 (+17.78%) Land $9,797 Building $149,514 |
| 2022 | $926.00 Homeowner's exemption | $71,454 | $135,256 Land $9,797 Building $125,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLE'S NEST ESTATES public/private · serves 50 people · EPA ID FL5284114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | SOUTHEAST |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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