1400 Moss Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 1400 Moss Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,662 sqft · built 2011
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on File
Tax Bill	$2,125 (2022)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1648033`

Property Details

APN / Parcel Number

Primary APN	`1648033`
Alternative APN	`54159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,662 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	189,922 sqft (4.36 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	54159
Street Address	1400 MOSS RD
City	RUTHERFORDTON
State	NC
Zip	28139-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LO7 PL31-120
Legal Subdivision	WOODWIND PROPERTIES
Legal Block	1
Legal Lot Number	7
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1022
Census Tract	960203

Owner

Source: Rutherford County records · APN 1648033

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Jun 11, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 02, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 25, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000726400
Record Updated	Jun 07, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Transaction Type	Mortgage
Record Updated	Apr 01, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818

Mortgage

Document Number	0021003273
Date	Mar 16, 2026
Book Page	2100/3273

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230528
Date	Jun 11, 2019
Book Page	2023/0528

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020413937
Date	Jan 25, 2021
Book Page	2041/3937

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Document Number	0020304868
Instrument Date	Mar 02, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 MOSS RD RUTHERFORDTON NC 281398818, RUTHERFORDTON, NC 28139-8818

Mortgage

Document Number	0020304868
Date	Mar 06, 2020
Book Page	002030/004868

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Document Number	0012610394
Book / Page	001261 / 000394
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1400 MOSS RD RUTHERFORDTON NC 281398818, RUTHERFORDTON, NC 28139-8818

Mortgage

Document Number	0012610394
Date	Nov 02, 2017
Book Page	001261/000394
Instrument	4158

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1400 MOSS RD, RUTHERFORDTON, NC 28139-8818
Document Number	0012390585
Book / Page	001239 / 000585
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1400 MOSS RD RUTHERFORDTON NC 281398818, RUTHERFORDTON, NC 28139-8818

Mortgage

Document Number	0012390585
Date	Jan 18, 2017
Book Page	001239/000585
Instrument	6698

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$490,800 Land $46,200 Building $444,600	$490,800 Land $46,200 Building $444,600
2022	$2,125.00
2021	$2,125.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619602031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile USA, Verizon.

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