1400 Monterey Dr, Norman, OK 73072 Property Records

Cleveland County property record for 1400 Monterey Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2023)
Tax Bill	$5,138 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`NC29MNT2A 4 7001`

Property Details

APN / Parcel Number

Primary APN	`NC29MNT2A 4 7001`
Alternative APN	`174681`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	174681
Street Address	1400 MONTEREY DR
City	NORMAN
State	OK
Zip	73072-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY II AMENDED LT 7 BLK 4
Legal Range	02W
Legal Township	08N
Legal Section	16
Legal Subdivision	MONTEREY II AMENDED
Legal Block	4
Legal Lot Number	7
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2002
Census Tract	201205

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1400 MONTEREY DR, NORMAN, OK 73072-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST LIBERTY BANK
Feb 9, 2021	Warranty Deed, Construction Loan · Construction Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	R 2023 11082
Deed Book / Page	6543 / 1478
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 2, 2023
Property Address	1400 MONTEREY DR, NORMAN, OK 73072-2046
Document Number	R202311082
Book / Page	6543 / 1478
Instrument Date	Apr 27, 2023
Instrument	R 2023 11082
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 MONTEREY DR, NORMAN, OK 73072-2046

Mortgage

Document Number	R202311083
Date	May 2, 2023
Instrument	R 2023 11083

Lender

Name	FIRST LIBERTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 9, 2021
Property Address	1400 MONTEREY DR, NORMAN, OK 73072-2046
Document Number	R202105491
Book / Page	6190 / 790
Instrument Date	Feb 5, 2021
Instrument	R 2021 05491
Transaction Type	Construction Loan
Record Updated	Aug 26, 2022
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 921, NORMAN, OK 73070-0921
Investor	Possibly a Property Investor

Mortgage

Document Number	R202105492
Date	Feb 9, 2021
Instrument	R 2021 05492

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,138.00 (+9,780.77%) Homeowner's exemption	$43,814 (+10,160.89%) Land $6,512 Building $37,302	$367,392 (+10,222.9%) Land $54,607 Building $312,785
2023	$52.00	$427 Land $427	$3,559 Land $3,559

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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