1321 Monterey Dr, Norman, OK 73072 Property Records

Cleveland County property record for 1321 Monterey Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 2021
Lot Size	0.203 acres (8,843 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Jan 2022)
Tax Bill	$5,423 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NC29MNT2A 3 6001`

Property Details

APN / Parcel Number

Primary APN	`NC29MNT2A 3 6001`
Alternative APNs	`R0174662` `174662`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	174662
Street Address	1321 MONTEREY DR
City	NORMAN
State	OK
Zip	73072-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY II AMENDED LT 6 BLK 3
Legal Range	02W
Legal Township	08
Legal Section	16
Legal Subdivision	MONTEREY II AMENDED
Legal Block	3
Legal Lot Number	6
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2002
Census Tract	201205

Owner

Source: Cleveland County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5130 S FORT APACHE RD, 215, LAS VEGAS, NV 89148-1732
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage ARMSTRONG BK
Jun 27, 2019	Loan Modification, Mortgage · Conventional Mortgage REPUBLIC BK&TR
Jul 2, 2018	Warranty Deed, Construction Loan · Line of Credit REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2022102
Deed Book / Page	6364 / 1009
Last Transfer Date	May 17, 2023
Transfer Doc	0000012736
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 3, 2022
Property Address	1321 MONTEREY DR, NORMAN, OK 73072-2026
Document Number	R202200102
Book / Page	6364 / 1009
Instrument Date	Dec 13, 2021
Instrument	R 2022 00102
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5130 S FORT APACHE RD, LAS VEGAS, NV 89148-1719

Mortgage

Document Number	R202200060
Date	Jan 3, 2022
Instrument	R 2022 00060

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Sep 18, 2020
Property Address	1321 MONTEREY DR, NORMAN, OK 73072-2026
Document Number	0000033743
Book / Page	006119 / 000671
Instrument Date	Sep 15, 2020
Instrument	33743
Transaction Type	Construction Loan
Record Updated	Oct 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1723 W BRITTON RD OKLAHOMA CITY OK 731201348, OKLAHOMA CITY, OK 73120-1348
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033743
Date	Sep 18, 2020
Book Page	006119/000671
Instrument	33743

Lender

Name	ARMSTRONG BK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 17, 2022

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND OK
Property Address	1321 MONTEREY DR, NORMAN, OK 73072-2026
Document Number	0000023666
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1321 MONTEREY DR NORMAN OK 73072, NORMAN, OK 73072

Mortgage

Document Number	0000023666
Date	Jul 31, 2019
Book Page	005949/001211
Instrument	23666

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	NORMAN, OK 73070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2020

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 2, 2018
Property Address	1321 MONTEREY DR, NORMAN, OK 73072-2026
Document Number	0000020443
Book / Page	005817 / 000913
Instrument Date	Jun 27, 2018
Instrument	20443
Transaction Type	Construction Loan
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$67.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1723 W BRITTON RD OKLAHOMA CITY OK 731201348, OKLAHOMA CITY, OK 73120-1348
Investor	Possibly a Property Investor

Mortgage

Document Number	20444
Date	Jul 2, 2018
Book Page	005817/000915
Instrument	20444

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	NORMAN, OK 73070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,423.00 (+10.16%)	$45,192 (+10.25%) Land $6,394 Building $38,798	$386,302 (+5.96%) Land $54,658 Building $331,644
2023	$4,923.00	$40,991 Land $6,145 Building $34,846	$364,584 Land $54,658 Building $309,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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