1400 Harmony Rd, Owenton, KY 40359 Property Records

Owen County property record for 1400 Harmony Rd, Owenton, KY 40359

Property Summary

Property TypeSingle Family Home
Details2 bd · 690 sqft
Lot Size70 acres (3,049,200 sqft)
Owner2 Individual Names on File
Last Sale$158,500 (Nov 2024)
Tax Bill$649 (2025)
Deeds & MortgagesApr 2026 Transfer
Nov 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN088-00-00-015.00

Property Details

APN / Parcel Number

Primary APN088-00-00-015.00
Alternative APN
  • 14578

Interior

Bedrooms2 Beds
Stories1 Story
Building Area690 sqft Living Area

Exterior

Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,049,200 sqft (70 acres)
TerrainRolling
PorchSlab
Porch Area161 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number14578
Street Address1400 HARMONY RD
CityOWENTON
StateKY
Zip40359-8930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34.094 AC/HOUSE/IMP
JurisdictionOWEN KY
Township / Civil DivisionMONTEREY-NEW COLUMBUS
Census Block Group1
Census Block1063
Census Tract970300

Owner

1400 Harmony Rd is owned by two individuals who acquired it in April 2026.

Source: Owen County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1046 W KNABLE RD, GEORGETOWN, IN 47122-9181
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Correction Deed
NONE LISTED ON DOCUMENT
Nov 12, 2024Warranty Deed, Transfer
Sep 12, 2024Deed, Transfer · Line of Credit
CARROLLTON FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024 · Amount on File
Deed SaleNov 12, 2024 · Amount on File
Prior SaleNov 12, 2024 · Amount on File
Deed Document Number20241174617
Deed Book / Page276 / 317
Last Transfer DateApr 13, 2026
Transfer Doc0001208639
Record UpdatedSep 20, 2026

April 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionOWEN KY
Recording DateApr 27, 2026
Property Address1400 HARMONY RD, OWENTON, KY 40359-8930
Document Number0001208639
Book / Page281 / 401
Instrument DateApr 13, 2026
Instrument20261208639
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 W KNABLE RD, GEORGETOWN, IN 47122-9181
InvestorPossibly a Property Investor

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN KY
Recording DateNov 12, 2024
Property Address1400 HARMONY RD, OWENTON, KY 40359-8930
Document Number00D276/317
Book / PageD276 / 317
Map ReferenceMB 275 PG 682
Instrument DateNov 1, 2024
Instrument1174617
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1046 W KNABLE RD, GEORGETOWN, IN 47122-9181

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 W KNABLE RD, GEORGETOWN, IN 47122-9181
InvestorPossibly a Property Investor

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionOWEN KY
Recording DateSep 12, 2024
Property Address1400 HARMONY RD, OWENTON, KY 40359-8930
Document Number00D275/682
Book / PageD275 / 682
Instrument DateSep 9, 2024
Instrument1173557
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$331.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2549 CHAMPIONS WAY, CRESTVIEW HILLS, KY 41017-5416

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1046 W KNABLE RD, GEORGETOWN, IN 47122-9181
InvestorPossibly a Property Investor

Mortgage

Document Number0001173561
DateSep 12, 2024
Instrument1173561
Lender
NameCARROLLTON FEDERAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 9, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1400 Harmony Rd was $649.

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOwen County
Unified School DistrictOwen County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$649.00$54,900$54,900
2023$772.00$63,500$63,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1400 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Harmony Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Harmony Rd

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