Owen County property record for 1305 Harmony Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft |
| Lot Size | 5.21 acres (227,383 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Dec 2024) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Dec 2024 Sale Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-00-00-001.01 |
| Primary APN | 097-00-00-001.01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,200 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 227,383 sqft (5.21 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 9731 |
|---|---|
| Street Address | 1305 HARMONY RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.22 AC / IMP WITH LIVING QUARTERS / 2ND HOUSE |
| Jurisdiction | OWEN KY |
| Township / Civil Division | MONTEREY-NEW COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 970300 |
Source: Owen County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1305 HARMONY RD, OWENTON, KY 40359-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2024 | Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Jun 27, 2024 | Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on Record |
| Deed Sale | Dec 16, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2024 · Amount on Record |
| Deed Document Number | 1175263 |
| Deed Book / Page | D276 / 560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | Dec 16, 2024 |
| Property Address | 1305 HARMONY RD, OWENTON, KY 40359-8930 |
| Document Number | 00D276/560 |
| Book / Page | D276 / 560 |
| Instrument Date | Dec 12, 2024 |
| Instrument | 1175263 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 CORAL BREEZE DR, BILOXI, MS 39531-5397 |
| Name | Verified Name |
|---|---|
| Address | 1305 HARMONY RD, OWENTON, KY 40359-8930 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | Jun 27, 2024 |
| Property Address | 1305 HARMONY RD, OWENTON, KY 40359-8930 |
| Document Number | 00D275/133 |
| Book / Page | D275 / 133 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 1172278 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 GILLMS JONES LN, SPEEDWELL, TN 37870 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1305 HARMONY RD, OWENTON, KY 40359-8930 |
| Document Number | 0001172279 |
|---|---|
| Date | Jun 27, 2024 |
| Instrument | 1172279 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 12, 2029 |
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,223.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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