1400 Divine Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1400 Divine Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,266 sqft · built 1990
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2015)
Tax Bill	$5,054 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-290-530-000`

Property Details

APN / Parcel Number

Primary APN	`234-290-530-000`
Alternative APNs	`234-290-53` `23156046`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,266 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-290-53
Street Address	1400 DIVINE LN
City	TRACY
State	CA
Zip	95376-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-560-46
Legal Subdivision	HARVEST RIDGE
Legal Tract	2146
Legal Block	2
Legal Lot Number	80
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2009
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5308 LAKE PLEASANT DR, ELK GROVE, CA 95758-6732
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 26, 2019	Deed of Trust, Mortgage · Line of Credit UNCLE CU
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2015 · Amount on Record
Deed Sale	Jan 16, 2015 · Amount on Record
Prior Sale	Aug 5, 1994 · Amount on Record
Deed Document Number	20156141
Last Transfer Date	Jan 13, 2021
Transfer Doc	0000009258
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1400 DIVINE LN, TRACY, CA 95376-4459
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 LAKE PLEASANT DR, ELK GROVE, CA 95758-6732

Mortgage

Document Number	0000157198
Date	Sep 17, 2021
Instrument	2021-157198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 15, 2021
Property Address	1400 DIVINE LN, TRACY, CA 95376-4459
Document Number	0000009258
Map Reference	MB 28 PG 83
Instrument Date	Jan 13, 2021
Instrument	2021-009258
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5308 LAKE PLEASANT DR, ELK GROVE, CA 95758-6732

Mortgage

Document Number	0000009259
Date	Jan 15, 2021
Instrument	2021-009259

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1400 DIVINE LN, TRACY, CA 95376-4459
Document Number	0000018858
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 DIVINE LN TRACY CA 953764459, TRACY, CA 95376-4459

Mortgage

Document Number	0000018858
Date	Feb 25, 2019
Instrument	18858

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 24, 2044

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1400 DIVINE LN, TRACY, CA 95376-4459
Document Number	0000042905
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 DIVINE LN TRACY CA 953764459, TRACY, CA 95376-4459

Mortgage

Document Number	0000042905
Date	Apr 17, 2017
Instrument	42905

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,054.00 (+0.04%)
2025	$5,052.00 (+10.07%)	$420,639 (+4.04%) Land $147,221 Building $273,418
2023	$4,590.00 (+2.11%)	$404,306 Land $141,505 Building $262,801	$653,040
2022	$4,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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