1360 Divine Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1360 Divine Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 1990
Lot Size	0.184 acres (8,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,226 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`234-290-550-000`

Property Details

APN / Parcel Number

Primary APN	`234-290-550-000`
Alternative APNs	`234-290-55` `23156048`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,268 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	8,026 sqft (0.184 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-290-55
Street Address	1360 DIVINE LN
City	TRACY
State	CA
Zip	95376-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP B5 35-39 BLK 5 LOT 82
Legal Subdivision	HARVEST RIDGE
Legal Block	2
Legal Lot Number	82
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2009
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1360 DIVINE LN, TRACY, CA 95376-4458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1360 DIVINE LN, TRACY, CA 95376-4458
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 DIVINE LN, TRACY, CA 95376-4458

Mortgage

Document Number	0000080376
Date	Oct 9, 2023
Instrument	2023-080376

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1360 DIVINE LN, TRACY, CA 95376-4458
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 DIVINE LN, TRACY, CA 95376-4458

Mortgage

Document Number	0000007871
Date	Jan 19, 2022
Instrument	2022-007871

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1360 DIVINE LN, TRACY, CA 95376-4458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039440
Date	Mar 30, 2020
Instrument	2020-039440

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1360 DIVINE LN, TRACY, CA 95376-4458
Document Number	0000131617
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1360 DIVINE LN TRACY CA 953764458, TRACY, CA 95376-4458

Mortgage

Document Number	0000131617
Date	Dec 3, 2018
Instrument	131617

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1360 DIVINE LN, TRACY, CA 95376-4458
Document Number	0000046772
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1360 DIVINE LN TRACY CA 953764458, TRACY, CA 95376-4458

Mortgage

Document Number	0000046772
Date	Apr 26, 2017
Instrument	46772

Lender

Name	BANK OF THE WEST
Type	Bank
Address	TRACY, CA 95376

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,226.00 (+0.04%)
2025	$5,224.00 (+10.16%) Homeowner's exemption	$442,449 (+4.04%) Land $147,131 Building $295,318
2023	$4,742.00 (+2.13%) Homeowner's exemption	$425,270 Land $141,419 Building $283,851	$667,800
2022	$4,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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