Bedford County property record for 1400 Commonwealth Dr, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 2014 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,950 (Apr 2014) |
| Tax Bill | $1,345 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 190 4 26 |
| Primary APN | 190 4 26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1400 COMMONWEALTH DR |
|---|---|
| City | HARDY |
| State | VA |
| Zip | 24101-3792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIRGINIA RIDGE LT 26 PB 40/231 |
| Legal Subdivision | VIRGINIA RIDGE |
| Legal Lot Number | 26 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30602 |
Source: Bedford County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1400 COMMONWEALTH DR, HARDY, VA 24101-3792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on Record |
| Deed Sale | Apr 30, 2014 · Amount on Record |
| Deed Document Number | 20143359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 29, 2026 |
| Property Address | 1400 COMMONWEALTH DR, HARDY, VA 24101-3792 |
| Document Number | 0000009234 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 20269234 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1400 COMMONWEALTH DR, HARDY, VA 24101-3792 |
| Document Number | 0000009234, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20269234 |
| Name | BANK OF BOUTETOURT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,345.00 | $328,200 (+1%) Land $50,000 Building $278,200 | |
| 2023 | $1,345.00 Additional exemption filed | $164,100 | $328,200 Land $50,000 Building $278,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: ZiTEL.
5G (outdoors only) and 4G LTE
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