1381 Commonwealth Dr, Hardy, VA 24101 Property Records

Bedford County property record for 1381 Commonwealth Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,624 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$278,833 (Mar 2006)
Tax Bill	$1,455 (2026)
Deeds & Mortgages	Feb 2026 Transfer May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`190 4 20`

Property Details

APN / Parcel Number

Primary APN	`190 4 20`
Alternative APNs	`90504158` `422395`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	218 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1381 COMMONWEALTH DR
City	HARDY
State	VA
Zip	24101-3791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGINIA RIDGE LT 20 PB 40/231
Legal Subdivision	VIRGINIA RIDGE
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1381 COMMONWEALTH DR, HARDY, VA 24101-3791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
May 30, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2006	Deed, Transfer · Conventional Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2006 · Amount on Record
Deed Sale	Mar 7, 2006 · Amount on Record
Deed Document Number	20063337
Last Transfer Date	May 20, 2023
Transfer Doc	0000004253
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Feb 13, 2026
Property Address	1381 COMMONWEALTH DR, HARDY, VA 24101-3791
Document Number	0260001244
Map Reference	MB 40 PG 231-234
Instrument Date	Feb 13, 2026
Instrument	260001244
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 PURCELL AVE NE, ROANOKE, VA 24012-6142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 COMMONWEALTH DR, HARDY, VA 24101-3791

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD VA
Recording Date	May 30, 2023
Property Address	1381 COMMONWEALTH DR, HARDY, VA 24101-3791
Document Number	0230004253
Instrument Date	May 20, 2023
Instrument	230004253
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 DIXON DR, HARDY, VA 24101-3520

March 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 7, 2006
Property Address	1381 COMMONWEALTH DR, HARDY, VA 24101-3791
Document Number	0060003337
Map Reference	MB40 PG231-234
Instrument Date	Feb 17, 2006
Instrument	060003337
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1381 COMMONWEALTH DR, HARDY, VA 24101-3791

Mortgage

Document Number	0060003338
Date	Mar 7, 2006
Instrument	060003338

Lender

Name	APPLE FCU
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,455.00	$355,000 (-) Land $45,000 Building $310,000
2025	$1,455.00 Additional exemption filed	$355,000 (+1%) Land $45,000 Building $310,000
2023	$1,455.00 (+3.71%) Additional exemption filed	$177,500 (+26.51%)	$355,000 (+26.51%) Land $45,000 Building $310,000
2022	$1,403.00 Additional exemption filed	$140,300	$280,600 Land $45,000 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures