140 White Cedar Ln, Camden, NC 27921 Property Records

Camden County property record for 140 White Cedar Ln, Camden, NC 27921

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,762 sqft · built 2000
Lot Size10 acres (436,036 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Feb 2021)
Tax Bill$3,965 (2026)
Deeds & MortgagesMay 2026 Construction Loan
Oct 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN02.8945.00.77.7836.0000

Property Details

APN / Parcel Number

Primary APN02.8945.00.77.7836.0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,762 sqft Living Area
1st Floor Area1,582 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area436,036 sqft (10 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchSlab
Porch Area474 sqft
Deck AreaDeck Area
Lean-To336 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric
Heating FuelGas

Location & Zoning

Street Address140 WHITE CEDAR LN
CityCAMDEN
StateNC
Zip27921-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR32
Legal DescriptionJUNIPER RIDGE
Legal SubdivisionJUNIPER RIDGE SUBDIVISION
Legal Lot Number8
JurisdictionCAMDEN NC
Township / Civil DivisionCOURTHOUSE
Census Block Group1
Census Block1002
Census Tract950102

Owner

Source: Camden County records · APN 02.8945.00.77.7836.0000

Assessment roll updated November 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Construction Mortgage
AFFILIATED MORTGAGE CORPORATION
Oct 25, 2023Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
Feb 05, 2021Warranty Deed, Transfer · Stand-Alone Refinance
SOUTHERN BANK & TRUST CO
Nov 04, 2020Intrafamily Transfer, Transfer
May 23, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2021 · Amount on Record
Deed SaleFeb 05, 2021 · Amount on Record
Prior SaleMar 26, 2010 · Amount on Record
Deed Book / Page403 / 819
Prior Transfer DateMay 07, 2019
Prior Transfer Doc0376/730
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NC
Recording DateMay 18, 2026
Property Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Document Number0000221540
Book / Page469 / 269
Instrument DateMay 13, 2026
Instrument2026221540
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAFFILIATES TITLE SERVICES, AFFILIATED MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545

Mortgage

Document Number0000221540,
DateMay 18, 2026
Book Page469/269
Instrument2026221540
Lender
NameAFFILIATED MORTGAGE CORPORATION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NC
Property Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Transaction TypeMortgage
Record UpdatedNov 09, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000439/516
DateOct 25, 2023
Book Page439/516
Instrument217009
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN NC
Recording DateFeb 05, 2021
Property Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Document Number403/819
Book / Page403 / 819
Map ReferenceCAB 3 SL18A
Instrument DateFeb 04, 2021
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 DUCHESS LN, 102, ELIZABETH CITY, NC 27909-7743

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 SAND HILLS RD, CAMDEN, NC 27921-6966

Mortgage

Document Number403821
DateFeb 05, 2021
Instrument403/821
Lender
NameSOUTHERN BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMDEN NC
Recording DateNov 04, 2020
Property Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Document Number399/378
Book / Page399 / 378
Map ReferenceCAB 3 SL 18A
Instrument DateOct 21, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address140 WHITE CEDAR LN, 140, CAMDEN, NC 27921-7545

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMDEN NC
Recording DateMay 23, 2019
Property Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Document Number0376/730
Book / Page0376 / 730
Map ReferenceCAB 3 SL 18A
Instrument DateMay 07, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 WHITE CEDAR LN, CAMDEN, NC 27921-7545

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 18, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCamden County
Unified School DistrictCamden County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,965.00 (-3.06%)$535,824 (-) Land $117,547 Building $418,277$535,824 (-)
2025$4,090.00$535,824 (+45.83%) Land $117,547 Building $418,277
2023$367,427 Land $117,547 Building $249,880$535,824 Land $117,547 Building $418,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (37029C), as of December 21, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370299501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 127 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies156 units insured
incl. 29 condo units
Nearby Flood Claims119 (1993–2020)
Claims Outside the SFHA5 of 119
Most Recent ClaimAug 2020 · Hurricane Isaias
Claims by Event
  • Hurricane Isaias, Aug 2020 · 11 claims
  • Hurricane Isabel, Sep 2003 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 49 claims

Wildfire

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0415015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTH CAMDEN WTR & SWR DISTRCT
serves 9,717 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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