121 White Cedar Ln, Camden, NC 27921 Property Records

Camden County property record for 121 White Cedar Ln, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,289 sqft · built 2015
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on File
Last Sale	$344,500 (Nov 2015)
Tax Bill	$3,361 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.8945.00.79.2278.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8945.00.79.2278.0000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,289 sqft Living Area
1st Floor Area	2,289 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,495 sqft (2.33 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Patio Area	252 sqft
Lean-To	Lean-To
Storage Building	1,320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	121 WHITE CEDAR LN
City	CAMDEN
State	NC
Zip	27921-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Subdivision	MINOR SUBDIVISION FOR MELVIN H COOPER JR
Legal Lot Number	1
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	1
Census Block	1002
Census Tract	950102

Owner

Source: Camden County records · APN 02.8945.00.79.2278.0000

Assessment roll updated November 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2015 · Amount on Record
Deed Sale	Nov 10, 2015 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Book / Page	340 / 581
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	May 04, 2022
Property Address	121 WHITE CEDAR LN, CAMDEN, NC 27921-7545
Document Number	000425/157
Book / Page	425 / 157
Map Reference	CAB 7 SL 111&112
Instrument Date	May 02, 2022
Instrument	214448
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1031 STATE ROUTE 940, 1031, MAYFIELD, KY 42066-4789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WHITE CEDAR LN, CAMDEN, NC 27921-7545

Mortgage

Document Number	0000214449
Date	May 04, 2022
Instrument	214449

Lender

Name	WEST TOWN BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 18, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,361.00 (-3.03%)	$454,196 (-) Land $71,151 Building $383,045	$454,196 (-)
2025		$454,196 (-) Land $71,151 Building $383,045
2024	$3,466.00
2023		$454,196 Land $71,151 Building $383,045	$454,196 Land $71,151 Building $383,045

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (37029C), as of December 21, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370299501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	156 units insured incl. 29 condo units
Nearby Flood Claims	119 (1993–2020)
Claims Outside the SFHA	5 of 119
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Isaias, Aug 2020 · 11 claims Hurricane Isabel, Sep 2003 · 11 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 49 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Eastern Shore Communications.

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0415015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.