Putnam County property record for 140 Waterside Cir, Winfield, WV 25213 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,297 sqft · built 2005 |
| Lot Size | 0.435 acres (18,949 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Oct 2025) |
| Tax Bill | $3,582 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-8-0042.0000 |
| Primary APN | 13-8-0042.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,297 sqft Living Area |
| 1st Floor Area | 2,712 sqft |
| Family Room | Family Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 18,949 sqft (0.435 acres) |
| Lot Dimensions | 182 ft deep x 105 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00051941 |
|---|---|
| Street Address | 140 WATERSIDE CIR |
| City | WINFIELD |
| State | WV |
| Zip | 25213-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 140 MARINERS LANDING SUBD |
| Legal Subdivision | MARINERS LANDING SUB |
| Legal Lot Number | 140 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20400 |
Source: Putnam County records · APN 13-8-0042.0000
Assessment roll updated December 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Aug 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Oct 27, 2025 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 31, 2025 | Re-recorded Document |
| Nov 27, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Oct 23, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2025 · Amount on Record |
| Deed Book / Page | 642 / 885 |
| Prior Transfer Date | Sep 22, 2025 |
| Prior Transfer Doc | 000642/885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001318/28 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 1318/28 |
| Instrument | 005217730007 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001329/98 |
|---|---|
| Date | Aug 03, 2022 |
| Book Page | 1329/98 |
| Instrument | 005291400007 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Oct 27, 2025 |
| Property Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 000642/685 |
| Book / Page | 642 / 685 |
| Instrument Date | Sep 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,068.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0001398835 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 1398/835 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Oct 31, 2025 |
| Property Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 000642/885 |
| Book / Page | 642 / 885 |
| Instrument Date | Sep 22, 2025 |
| Record Updated | Dec 01, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Nov 27, 2019 |
| Property Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 000582/498 |
| Book / Page | 582 / 498 |
| Map Reference | DB 571 PG 895 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 004746220004 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,289.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 001229/948 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 1229/948 |
| Instrument | 004746230016 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Oct 23, 2018 |
| Property Address | 140 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 000571/895 |
| Book / Page | 571 / 895 |
| Map Reference | DB 532 PG 519 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 004512070003 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,267.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,582.00 (+2%) | $239,520 (+17.14%) Land $37,380 Building $202,140 | $399,200 (+17.14%) Land $62,300 Building $336,900 |
| 2023 | $2,985.00 (+2.68%) | $204,480 (+2.04%) Land $37,380 Building $167,100 | $340,800 (+2.04%) Land $62,300 Building $278,500 |
| 2022 | $2,907.00 | $200,400 Land $36,000 Building $164,400 | $334,000 Land $60,000 Building $274,000 |
Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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