132 Waterside Cir, Winfield, WV 25213 Property Records

Putnam County property record for 132 Waterside Cir, Winfield, WV 25213 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,028 sqft · built 2004
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2026)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2010 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`13-8-0036.0000`

Property Details

APN / Parcel Number

Primary APN	`13-8-0036.0000`
Alternative APNs	`40-13-8-0036.0000` `00051625`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
1st Floor Area	2,950 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00051625
Street Address	132 WATERSIDE CIR
City	WINFIELD
State	WV
Zip	25213-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 MARINERS LANDING
Legal Subdivision	MARINERS LANDING SUBDIVISION
Legal Lot Number	132
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	20400

Owner

Source: Putnam County records · APN 13-8-0036.0000

Assessment roll updated December 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 13, 2010	Deed of Trust, Mortgage BANK OF AMERICA, NA
Apr 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 13, 2008	Deed of Trust, Mortgage SUNTRUST MORTGAGE, INC.
Mar 04, 2026	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 30, 2019	Deed, Transfer
Jan 30, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2026 · Amount on Record
Deed Sale	Mar 04, 2026 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	2026
Deed Book / Page	647 / 245
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001287/690
Date	May 21, 2021
Book Page	1287/690
Instrument	005052070018

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000942/654
Date	Jul 13, 2010
Book Page	942/654

Lender

Name	BANK OF AMERICA, NA

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2040

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001126/868
Date	Apr 27, 2016
Book Page	1126/868
Instrument	004033950021

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2046

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551

Mortgage

Document Number	000885/496
Date	Nov 13, 2008
Book Page	885/496
Instrument	002544310016

Lender

Name	SUNTRUST MORTGAGE, INC.
Address	901 SEMMES AVE, RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2038

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Mar 04, 2026
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Document Number	000647/245
Book / Page	647 / 245
Map Reference	CAB C SL 748
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551

Mortgage

Document Number	0001407194
Date	Mar 04, 2026
Instrument	1407/194

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Mar 01, 2031
Change Frequency	5 Years
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year CMT
Max Rate	10.1%

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Jan 30, 2019
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Document Number	000573/504
Book / Page	573 / 504
Map Reference	DB 412 PG 850
Instrument Date	Jan 10, 2019
Instrument	004558000003
Transaction Type	Transfer
Record Updated	Sep 08, 2022

Transaction

Amount	Amount Recorded
Tax	$1,412.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Jan 30, 2019
Property Address	132 WATERSIDE CIR, WINFIELD, WV 25213-9551
Document Number	000573/501
Book / Page	573 / 501
Map Reference	DB 412 PG 850
Instrument Date	Dec 07, 2018
Instrument	004557990003
Transaction Type	Transfer
Record Updated	Sep 08, 2022

Transaction

Amount	Amount Recorded
Tax	$1,412.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Winfield Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 (+13.87%)	$226,200 (+11.11%) Land $34,980 Building $191,220	$377,000 (+11.11%) Land $58,300 Building $318,700
2023	$2,971.00 (+3.84%)	$203,580 (+3.22%) Land $34,980 Building $168,600	$339,300 (+3.22%) Land $58,300 Building $281,000
2022	$2,861.00	$197,220 Land $33,720 Building $163,500	$328,700 Land $56,200 Building $272,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790204002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (1978–2001)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2001, rainfall accumulation, Severe Storms, Flooding And Landslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

132 Waterside Cir, Winfield, WV 25213 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Waterside Cir

Nearby Streets

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