140 W Mount Harmony Rd, Owings, MD 20736 Property Records

Calvert County property record for 140 W Mount Harmony Rd, Owings, MD 20736

Property Summary

Property TypeIndustrial Loft Building
Details9,440 sqft · built 2008
Lot Size2.8 acres (121,968 sqft)
OwnerCompany Name on File
Tax Bill$11,619 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-186997

Property Details

APN / Parcel Number

Primary APN03-186997
Alternative APN
  • 186997

Interior

Stories1 Story
Building Area9,440 sqft Total Area
1st Floor Area9,440 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Fire ResistanceWood or Wood & Steel Frame
Lot Area121,968 sqft (2.8 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number186997
Street Address140 W MOUNT HARMONY RD
CityOWINGS
StateMD
Zip20736-3208
Property CategoryIndustrial
Property TypeIndustrial > Industrial Loft Building
Local Zoning CodeI-1
Legal DescriptionLT 2 OWINGS INDUSTRIAL CTR
Legal SubdivisionOWINGS INDUST CENTER
Legal Lot Number2
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2004
Census Tract860200

Owner

140 W Mount Harmony Rd, an industrial property, is owned by a company.

Source: Calvert County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 12, DUNKIRK, MD 20754-0012
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address140 W MOUNT HARMONY RD, OWINGS, MD 20736-3208
Transaction TypeMortgage
Record UpdatedMar 25, 2024
Title CompanyCALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 MCCRACKEN DR, DUNKIRK, MD 20754-2700

Mortgage

Document Number0065420481
DateMar 7, 2024
Book Page6542/481
Lender
NameSHORE UNITED BANK NA
TypeBank
AddressWALDORF, MD 20601
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 140 W Mount Harmony Rd was $11,619.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,067,267$1,089,200 Land $312,000 Building $777,200
2025$11,619.00
2023$10,706.00$1,030,433$1,056,300 Land $312,000 Building $744,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 W Mount Harmony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 W Mount Harmony Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on W Mount Harmony Rd

Nearby Streets

Search Property Records by Address or Parcel Number