Calvert County property record for 110 W Mount Harmony Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,260 sqft · built 1976 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2001) |
| Tax Bill | $4,696 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-019519 |
| Primary APN | 03-019519 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,260 sqft Total Area |
| Basement Area | 1,071 sqft |
| Finished Basement | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 398 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 019519 |
|---|---|
| Street Address | 110 W MOUNT HARMONY RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 2.03 AC S/S MT HARMONY RD OWINGS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860200 |
110 W Mount Harmony Rd is owned and occupied by two individuals who acquired it in October 2012.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 W MOUNT HARMONY RD, OWINGS, MD 20736-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2001 · Amount on File |
| Deed Sale | Jul 9, 2001 · Amount on File |
| Deed Document Number | 200192 |
| Deed Book / Page | 1411 / 461 |
| Last Transfer Date | Oct 12, 2012 |
| Transfer Doc | 0040320184 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 110 W Mount Harmony Rd was $4,696 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,600 (+3.62%) | $459,600 (+10.85%) Land $155,100 Building $304,500 | |
| 2025 | $4,696.00 Homeowner's exemption | $414,600 Land $155,100 Building $259,500 | $414,600 Land $155,100 Building $259,500 |
| 2023 | $3,874.00 Homeowner's exemption | $372,867 | $414,600 Land $155,100 Building $259,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 W Mount Harmony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 W Mount Harmony Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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