McLennan County property record for 140 Virginia Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,689 sqft · built 2022 |
| Lot Size | 0.674 acres (29,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,806 (Sep 2023) |
| Tax Bill | $2,841 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-022600-041500-0 |
| Primary APN | 20-022600-041500-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| 1st Floor Area | 1,689 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Material | Composition Shingle |
| Lot Area | 29,359 sqft (0.674 acres) |
| Lot Dimensions | 127 ft deep x 237 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 140 VIRGINIA RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHALK BLUFF LOT 21 BLOCK 1 ACRES .674 |
| Legal Subdivision | CHALK BLUFF |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 3402 |
140 Virginia Rd is owned and occupied by two individuals who bought it in September 2023.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 VIRGINIA RD, WACO, TX 76705-1192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2023 | Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Sep 22, 2023 | Correction Deed · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Prior Sale | Nov 9, 2018 |
| Deed Document Number | 202330058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 22, 2023 |
| Property Address | 140 VIRGINIA RD, WACO, TX 76705-1192 |
| Document Number | 0000030058 |
| Map Reference | VOL 2018 PG 35311 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023030058 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 VIRGINIA RD, WACO, TX 76705-1192 |
| Document Number | 0000030059 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023030059 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 22, 2023 |
| Property Address | 140 VIRGINIA RD, WACO, TX 76705-1192 |
| Document Number | 0000030057 |
| Map Reference | FILE 2018035311 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023030057 |
| Record Updated | Oct 24, 2023 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000030059 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023030059 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 140 Virginia Rd was $2,841 with a homeowner's exemption, down 4.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,624 (+0.44%) Land $64,591 Building $256,033 | $320,624 (+0.44%) Land $64,591 Building $256,033 | |
| 2025 | $2,841.00 (-4.86%) Homeowner's exemption | $319,210 Land $58,720 Building $260,490 | $319,210 Land $58,720 Building $260,490 |
| 2024 | $2,986.00 | ||
| 2023 | $315,950 Land $58,720 Building $257,230 | $315,950 Land $58,720 Building $257,230 | |
| 2022 | $4,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Virginia Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 140 Virginia Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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