227 Virginia Rd, Waco, TX 76705 Property Records

McLennan County property record for 227 Virginia Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 1973
Lot Size0.341 acres (14,850 sqft)
Owner2 Individual Names on Record
Tax Bill$705 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-022600-002300-2

Property Details

APN / Parcel Number

Primary APN20-022600-002300-2
Alternative APNs
  • 2002260000230020111
  • 112379

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,516 sqft Living Area
1st Floor Area1,516 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area14,850 sqft (0.341 acres)
Lot Dimensions135 ft deep x 110 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area182 sqft
Storage Building1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address227 VIRGINIA RD
CityWACO
StateTX
Zip76705-5131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCHALK BLUFF LOT 6 BLOCK 2 ACRES .3409
Legal SubdivisionCHALK BLUFF
Legal Block2
Legal Lot Number6
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group3
Census Block3037
Census Tract3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10025 FM 114, AVERY, TX 75554-6858
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Vendor's Lien, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Oct 1, 2020Warranty Deed, Transfer · Line of Credit
CENTRAL NATIONAL BANK
Mar 29, 2018Deed of Trust, Mortgage
COMPASS FED'L S&L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2024
Deed SaleDec 20, 2024
Prior SaleMar 16, 2021 · Amount on Record
Deed Document Number202446068
Record UpdatedOct 29, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMar 16, 2021
Property Address227 VIRGINIA RD, WACO, TX 76705-5131
Document Number0000009337
Map ReferenceVOL 851 PG 335
Instrument DateMar 12, 2021
Instrument2021009337
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 VIRGINIA RD, WACO, TX 76705-5131

Mortgage

Document Number0000009338
DateMar 16, 2021
Instrument2021009338
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 1, 2020
Property Address227 VIRGINIA RD, WACO, TX 76705-5131
Document Number0000034991
Map ReferenceVOL 851 PG 335
Instrument DateSep 30, 2020
Instrument2020034991
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2629 FRANKLIN AVE, WACO, TX 76710-7435

Mortgage

Document Number0000034992
DateOct 1, 2020
Instrument2020034992
Lender
NameCENTRAL NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address227 VIRGINIA RD, WACO, TX 76705-5131
Document Number0000012651
Instrument DateMar 29, 2018
Transaction TypeMortgage
Record UpdatedJun 4, 2018
Title CompanyCT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 INGRED ST WACO TX 767055115, WACO, TX 76705-5115

Mortgage

Document Number0000012651
DateApr 19, 2018
Instrument12651
Lender
NameCOMPASS FED'L S&L
TypeFederal Savings Bank
AddressWACO, TX 76705
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,273 (-1.4%) Land $51,975 Building $169,298$221,273 (-1.4%) Land $51,975 Building $169,298
2025$705.00 (-34.9%)$224,420 (+5.86%) Land $47,220 Building $177,200$224,420 (+5.86%) Land $47,220 Building $177,200
2024$1,083.00 (+3.74%)
2023$212,000 Land $47,220 Building $164,780$212,000 Land $47,220 Building $164,780
2022$1,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHALK BLUFF WSC
serves 3,852 people · EPA ID TX1550020
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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