Franklin County property record for 140 Summit Ln, Carnesville, GA 30521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 2006 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Apr 2026) |
| Tax Bill | $1,959 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028B-010 |
| Primary APN | 028B-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Heated Area |
| 1st Floor Area | 1,496 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 506 sqft |
| Porch | Slab |
| Porch Area | 95 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 14210 |
|---|---|
| Street Address | 140 SUMMIT LN |
| City | CARNESVILLE |
| State | GA |
| Zip | 30521-3977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNZONED RU |
| Legal Description | LOT 10 SUMMIT GROVE S/D |
| Legal Subdivision | SUMMIT GROVE S/D |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN GA |
| Township / Civil Division | CARNESVILLE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 890202 |
Source: Franklin County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 30, 2025 | Warranty Deed, Transfer |
| Dec 30, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 30, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Dec 30, 2025 · Amount on Record |
| Deed Book / Page | 1730 / 22 |
| Prior Transfer Date | Apr 3, 2026 |
| Prior Transfer Doc | 0001730/22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Apr 6, 2026 |
| Property Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Document Number | 0001730/22 |
| Book / Page | 1730 / 22 |
| Instrument Date | Apr 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Document Number | 1730000026, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 1730/26 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Dec 30, 2025 |
| Property Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Document Number | 0001715/89 |
| Book / Page | 1715 / 89 |
| Instrument Date | Nov 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 CLAIRMONT RD, DECATUR, GA 30033-4032 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Dec 30, 2022 |
| Property Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Document Number | 001557/292 |
| Book / Page | 1557 / 292 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023-000010 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Document Number | 0000001557/0000000294 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 0000001557/0000000294 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Dec 30, 2022 |
| Property Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Document Number | 001557/292 |
| Book / Page | 1557 / 292 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023-000010 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 SUMMIT LN, CARNESVILLE, GA 30521-3977 |
| Investor | Possibly a Property Investor |
| Document Number | 0001557294 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 1557/294 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Franklin County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,959.00 (+6.41%) | $84,810 (+18.85%) Land $10,000 Building $74,810 | $212,026 (+18.85%) Land $25,000 Building $187,026 |
| 2023 | $1,841.00 (+16.67%) Homeowner's exemption | $71,358 (+16.66%) Land $8,000 Building $63,358 | $178,395 (+16.66%) Land $20,000 Building $158,395 |
| 2022 | $1,578.00 Homeowner's exemption | $61,170 Land $8,000 Building $53,170 | $152,924 Land $20,000 Building $132,924 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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