Contra Costa County property record for 128 Summerset Ct, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,020 sqft · built 1987 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,226,000 (Sep 2018) |
| Tax Bill | $15,932 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-452-002-8 |
| Primary APN | 213-452-002-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,020 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| 2nd Floor Area | 1,514 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cluster |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 128 SUMMERSET CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6644 L5 |
| Legal Subdivision | SUBDIVISION 6644 |
| Legal Tract | 6644 |
| Legal Lot Number | 5 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 345111 |
Source: Contra Costa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 10, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Dec 12, 2022 | Intrafamily Transfer, Transfer |
| Sep 10, 2018 | Grant Deed, Transfer · ARM PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Prior Sale | Apr 15, 1997 · Amount on Record |
| Deed Document Number | 2018144535 |
| Prior Transfer Date | Dec 23, 2009 |
| Prior Transfer Doc | 0000304672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000049692 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019-049692 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000137185 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019-137185 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Document Number | 0000093139 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-093139 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Document Number | 0000305456 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-305456 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 12, 2022 |
| Property Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Document Number | 0000183179 |
| Map Reference | MB 298 PG 12-14 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 2022-183179 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 10, 2018 |
| Property Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Document Number | 0000144535 |
| Map Reference | MB 298 PG 12-14 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 2018-144535 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 SUMMERSET CT, SAN RAMON, CA 94583-4462 |
| Document Number | 0000144536 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018-144536 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,394,974 (+2%) Land $796,478 Building $598,496 | |
| 2025 | $15,932.00 (+3.76%) Homeowner's exemption | $1,367,622 (+4.04%) Land $780,861 Building $586,761 |
| 2023 | $15,354.00 (+0.91%) Homeowner's exemption | $1,314,517 Land $750,540 Building $563,977 |
| 2022 | $15,216.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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