140 Spring St, Osceola, WI 54020 Property Records

Polk County property record for 140 Spring St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$274,300 (Dec 2021)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-00844-0014`

Property Details

APN / Parcel Number

Primary APN	`165-00844-0014`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	140 SPRING ST
City	OSCEOLA
State	WI
Zip	54020-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 PLAT OF GATEWAY MEADOWS LOC OL 169
Legal Lot Number	14
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1052
Census Tract	960800

Owner

140 Spring St is owned by a company that bought it in December 2021 and is owner-occupied.

Source: Polk County records, as of February 18, 2026

Owner of Record	Company Name on File
Mailing Address	140 SPRING ST, OSCEOLA, WI 54020-4310
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS SAV BANK
Dec 22, 2021	Warranty Deed, Transfer PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage NIGHTINGALE PARTNERS LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	904602
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	140 SPRING ST, OSCEOLA, WI 54020-4310
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859346
Date	Jan 24, 2018
Instrument	859346

Lender

Name	FARMERS & MERCHANTS SAV BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Dec 22, 2021
Property Address	140 SPRING ST, OSCEOLA, WI 54020-4310
Document Number	0000904602
Instrument Date	Dec 17, 2021
Instrument	904602
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$822.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 31, 2021
Property Address	140 SPRING ST, OSCEOLA, WI 54020-4310
Document Number	0000900575
Instrument Date	Aug 25, 2021
Instrument	900575
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000900576
Date	Aug 31, 2021
Instrument	900576

Lender

Name	NIGHTINGALE PARTNERS LLP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	7 Months
Due	Mar 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 140 Spring St was $4,153.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,153.00	$271,900 Land $30,000 Building $241,900	$338,000 Land $37,293 Building $300,707
2023	$3,853.00 (-3.17%)	$271,900 (-) Land $30,000 Building $241,900	$285,600 (+6.37%)
2022	$3,979.00	$271,900 Land $30,000 Building $241,900	$268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lakeland Communications.

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