Effingham County property record for 140 Ruby Trl, Guyton, GA 31312 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,994 sqft Heated Area |
| Lot Size | 22,651 sqft (0.519 acres) |
| Garage | 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $254,600 (2012) |
| Tax Bill | $4,827.00 (2025) |
| Primary APN | 0351A-046-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,994 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Area | 484 sqft Garage |
| Pool Area | 595 sqft Pool |
| Porch | Open Porch |
| Porch Area | 198 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 7355 |
|---|---|
| Old Parcel Number | 0351A046 |
| Street Address | 140 RUBY TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .52 AC LOT 46 OUT 351-1 |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Block | I |
| Legal Lot Number | 46 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0351A-046-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 RUBY TRL, GUYTON, GA 31312-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2018 | Deed of Trust, Mortgage NEW DAY FINANCIAL |
| Dec 21, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage BNC NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2012 · Amount on Record |
| Deed Sale | Aug 31, 2012 · Amount on Record |
| Prior Sale | Aug 31, 2012 |
| Deed Doc Number | 0002124303 |
| Deed Book / Page | 2124 / 303 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 140 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 140 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002502/0000000115 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 0000002502/0000000115 |
| Instrument | 010796 |
| Name | NEW DAY FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 140 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 140 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002648/0000000430 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 0000002648/0000000430 |
| Instrument | 013498 |
| Name | BNC NATIONAL BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,827.00 (+11.07%) Homeowner's exemption | $203,405 (+4.07%) Land $30,000 Building $173,405 | $508,512 (+4.07%) Land $75,000 Building $433,512 |
| 2024 | $4,346.00 (+22.46%) Homeowner's exemption | $195,452 (+14.21%) Land $30,000 Building $165,452 | $488,630 (+14.21%) Land $75,000 Building $413,630 |
| 2023 | $3,549.00 (-17.45%) Homeowner's exemption | $171,132 (+1.18%) Land $20,800 Building $150,332 | $427,829 (+1.18%) Land $52,000 Building $375,829 |
| 2022 | $4,299.00 Homeowner's exemption | $169,132 Land $18,800 Building $150,332 | $422,829 Land $47,000 Building $375,829 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 80% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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