Effingham County property record for 138 Ruby Trl, Guyton, GA 31312 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,826 sqft Heated Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Garage | 460 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2025) |
| Tax Bill | $5,852.00 (2025) |
| Primary APN | 0351A-045-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,826 sqft Heated Area |
| Attic Area | 161 sqft Attic |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 460 sqft Garage |
| Porch | Open Porch |
| Porch Area | 285 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 7354 |
|---|---|
| Old Parcel Number | 0351A045 |
| Street Address | 138 RUBY TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .51 AC LOT 45 (OUT 351-1) |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Lot Number | 45 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0351A-045-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 138 RUBY TRL, GUYTON, GA 31312-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | May 07, 2021 · Amount on Record |
| Deed Doc Number | 0002973190 |
| Deed Book / Page | 2973 / 190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 138 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 138 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002872/0000000822 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 0000002872/0000000822 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 07, 2021 |
| Property Address | 138 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002691/437 |
| Book / Page | 2691 / 437 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021-001597 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002691/0000000442 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 0000002691/0000000442 |
| Instrument | 006208 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,852.00 (+7.55%) | $178,701 (-0.33%) Land $30,000 Building $148,701 | $446,753 (-0.33%) Land $75,000 Building $371,753 |
| 2024 | $5,441.00 (+22.63%) | $179,285 (+17.69%) Land $30,000 Building $149,285 | $448,213 (+17.69%) Land $75,000 Building $373,213 |
| 2023 | $4,437.00 (-4.58%) | $152,333 (+1.33%) Land $20,800 Building $131,533 | $380,833 (+1.33%) Land $52,000 Building $328,833 |
| 2022 | $4,650.00 | $150,333 Land $18,800 Building $131,533 | $375,833 Land $47,000 Building $328,833 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 73% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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