Hamilton County property record for 140 Riverama Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,205 sqft · built 1977 |
| Lot Size | 1.39 acres (60,853 sqft) |
| Owner | Company Name on Record |
| Last Sale | $515,000 (Oct 2025) |
| Tax Bill | $7,115 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0080-0203-00 |
| Primary APN | 540-0080-0203-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,205 sqft Living Area |
| 1st Floor Area | 1,765 sqft |
| 2nd Floor Area | 1,440 sqft |
| Basement Area | 1,765 sqft |
| Finished Basement | 335 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 60,853 sqft (1.39 acres) |
| Lot Dimensions | 373 ft deep x 24 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 140 RIVERAMA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERAMA DR 24.59 X 373.63 IR LOT 75 PALISADES PARK BLOCK C |
| Legal Subdivision | PALISADES PARK |
| Legal Block | C |
| Legal Lot Number | 75 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21304 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 11, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Oct 11, 2017 | Grant Deed, Transfer · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Jun 21, 1995 |
| Deed Document Number | 0000084545 |
| Deed Book / Page | 15533 / 1848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Document Number | 0000054338 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 15462/397 |
| Instrument | 2025-0054338 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Max Rate | 13.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 30, 2025 |
| Property Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Document Number | 0000084545 |
| Book / Page | 15533 / 1848 |
| Map Reference | MB 42 PG 17&18 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025-0084545 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301-6566 |
| Mail Care Of | US BANK NATIONAL ASSOCIATION |
| Document Number | 0000084547 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-0084547 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000055746 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 13956/02203 |
| Instrument | 2019-0055746 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Document Number | 0000041817 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 140 RIVERAMA DR CINCINNATI OH 452385622, CINCINNATI, OH 45238-5622 |
| Document Number | 0000041817 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 014162/000379 |
| Instrument | 41817 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 5, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 11, 2017 |
| Property Address | 140 RIVERAMA DR, CINCINNATI, OH 45238-5622 |
| Document Number | 0000092957 |
| Book / Page | 013521 / 000172 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 92957 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701 |
| Document Number | 92958 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 013521/000174 |
| Instrument | 92958 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,115.00 (+2.43%) | $119,767 (-) Land $34,549 Building $85,218 | |
| 2024 | $6,946.00 (-0.26%) | $119,767 (-) Land $34,549 Building $85,218 | |
| 2023 | $6,964.00 (-10.43%) | $119,767 (+0.64%) Land $34,549 Building $85,218 | $342,190 (+0.64%) Land $98,710 Building $243,480 |
| 2022 | $7,775.00 Homeowner's exemption | $119,000 Land $34,874 Building $84,126 | |
| 2020 | $340,000 Land $99,640 Building $240,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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