135 Riverama Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 135 Riverama Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,928 sqft · built 1977
Lot Size	2.25 acres (98,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Oct 2024)
Tax Bill	$8,205 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0080-0206-00`

Property Details

APN / Parcel Number

Primary APN	`540-0080-0206-00`
Alternative APN	`65634936`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,928 sqft Living Area
Gross Area	5,182 sqft
1st Floor Area	1,554 sqft
2nd Floor Area	1,484 sqft
Basement Area	1,484 sqft
Finished Basement	890 sqft
Unfinished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	98,315 sqft (2.25 acres)
Lot Width	43 ft Width
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	1,253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	135 RIVERAMA DR
City	CINCINNATI
State	OH
Zip	45238-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	RIVERAMA DR 43.90 X FT IRR LOT 78 PALISADES PARKBLOCK C
Legal Subdivision	PALISADES PARK
Legal Lot Number	78
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4004
Census Tract	21304

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 RIVERAMA DR, CINCINNATI, OH 45238-5621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	Apr 7, 2011 · Amount on Record
Deed Document Number	202473839
Deed Book / Page	15275 / 912
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	0000000073
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2026
Property Address	135 RIVERAMA DR, CINCINNATI, OH 45238-5621
Document Number	0000025669
Book / Page	15639 / 139
Instrument Date	Mar 28, 2026
Instrument	202625669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	135 RIVERAMA DR, CINCINNATI, OH 45238-5621

Mortgage

Document Number	0000025669,
Date	Apr 7, 2026
Book Page	15639/139
Instrument	202625669

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,205.00 (+2.06%)	$137,603 (-) Land $41,307 Building $96,296	$393,150 (-) Land $118,020 Building $275,130
2024	$8,039.00 (-0.01%)	$137,603 (-) Land $41,307 Building $96,296
2023	$8,040.00 (+1.46%)	$137,603 (+14.09%) Land $41,307 Building $96,296	$393,150 (+14.09%) Land $118,020 Building $275,130
2022	$7,924.00 Homeowner's exemption	$120,607 Land $41,699 Building $78,908
2020			$344,590 Land $119,140 Building $225,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20