140 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 140 River Rd, Potsdam, NY 13676

Property Summary

Details2 bd · 2.5 ba · 3,584 sqft · built 2005
Lot Size3.4 acres (148,104 sqft)
OwnerIndividual Name on Record
Last Sale$114,500 (Oct 2020)
Tax Bill$15,338 (2026)
Deeds & MortgagesNov 2020 Loan Modification
APN407489 64.002-2-18

Property Details

APN / Parcel Number

Primary APN407489 64.002-2-18
Alternative APN
  • 748906400200020180000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,584 sqft Living Area
Gross Area3,900 sqft
1st Floor Area1,408 sqft
2nd Floor Area1,008 sqft
Basement Area1,168 sqft
Finished Basement1,168 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area148,104 sqft (3.4 acres)
Lot Width202 ft Width
View / LotWaterfront
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407489 64.002-2-18
Street Address140 RIVER RD
CityPOTSDAM
StateNY
Zip13676-3101
Property CategoryOther
Property TypeUnknown
Local Zoning Code01 - NOT Z
Legal Description89SP10000 REF 1044-706 2002SP10000
Legal Block2
Legal Lot Number18.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4001
Census Tract491000

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address140 RIVER RD, POTSDAM, NY 13676-3101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleOct 14, 2009 · Amount on Record
Deed Document Number202010960
Prior Transfer DateNov 26, 2002
Prior Transfer Doc2002020492
Record UpdatedOct 29, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LAWRENCE NY
Property Address140 RIVER RD, POTSDAM, NY 13676-3101
Document Number0000012743
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 RIVER RD POTSDAM NY 136763101, POTSDAM, NY 13676-3101

Mortgage

Document Number0000012743
DateNov 20, 2020
Instrument12743
Lender
NameNORTH CNTRY SVGS BK
TypeFederal Savings Bank
AddressCANTON, NY 13617
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueNov 19, 2043
Interest
Rate TypeAdjustable Rate
Rate3.07%

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,338.00 (+12.61%)
2025$13,620.00$557,000 (+77.67%) Land $42,400 Building $514,600$557,000 (+31.48%) Land $42,400 Building $514,600
2023$313,500 Land $22,400 Building $291,100$423,649 Land $30,270 Building $393,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on River Rd

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