122 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 122 River Rd, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,604 sqft · built 1955
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Feb 2021)
Tax Bill$5,177 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
APN407489 64.002-2-4

Property Details

APN / Parcel Number

Primary APN407489 64.002-2-4
Alternative APN
  • 748906400200020040000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,604 sqft Living Area
1st Floor Area1,604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions167 ft deep x 130 ft wide
PorchPatio
Porch Area580 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407489 64.002-2-4
Street Address122 RIVER RD
CityPOTSDAM
StateNY
Zip13676-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number4.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4001
Census Tract491000

Owner

122 River Rd is owned and occupied by two individuals who bought it in February 2021.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address122 RIVER RD, POTSDAM, NY 13676-3101
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2021 · Amount on File
Deed SaleFeb 5, 2021 · Amount on File
Prior SaleJul 1, 2013 · Amount on File
Deed Document Number20211528
Record UpdatedOct 29, 2026

February 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionST LAWRENCE NY
Recording DateFeb 5, 2021
Property Address122 RIVER RD, POTSDAM, NY 13676-3101
Document Number0000001528
InstrumentR-2021-00001528
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address723 COUNTY ROUTE 59, POTSDAM, NY 13676-3158

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 GILMORE ST, POTSDAM, NY 13676-2301

Mortgage

Document Number0000001529
DateFeb 5, 2021
InstrumentR-2021-00001529
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 19, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 122 River Rd was $5,177, up 13% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,177.00 (+12.96%)
2025$4,583.00 (+1.21%)$188,000 (+78.2%) Land $21,500 Building $166,500$188,000 (+22.96%) Land $21,500 Building $166,500
2024$4,528.00$105,500 (-) Land $9,800 Building $95,700$152,899 (+7.25%) Land $14,203 Building $138,696
2023$105,500 Land $9,800 Building $95,700$142,568 Land $13,243 Building $129,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 122 River Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on River Rd

Nearby Streets

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