140 Reflections Dr, Apt 13, San Ramon, CA 94583 Property Records

Contra Costa County property record for 140 Reflections Dr, Apt 13, San Ramon, CA 94583

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 624 sqft · built 1988
Lot Size0.012 acres (510 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Nov 2006)
Tax Bill$5,543 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN213-771-043-6

Property Details

APN / Parcel Number

Primary APN213-771-043-6
Alternative APN
  • 213-771-043

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area624 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area510 sqft (0.012 acres)
Garage TypeAttached
Garage Area180 sqft

Location & Zoning

Street Address140 REFLECTIONS DR, 13
CitySAN RAMON
StateCA
Zip94583-4727
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT6780 L1 B17 U13
Legal SubdivisionREFLECTIONS SUB 6780 BLDG 17
Legal Tract6780
Legal Block17
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4002
Census Tract345111

Owner

140 Reflections Dr, Apt 13 is owned and occupied by two individuals who bought it in November 2006.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address140 REFLECTIONS DR, 13, SAN RAMON, CA 94583-4727
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2006 · Amount on File
Deed SaleNov 29, 2006 · Amount on File
Deed Document Number2006380724
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address140 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4727
Document Number0000218442
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1925 WHITECLIFF CT WALNUT CREEK CA 945966225, WALNUT CREEK, CA 94596-6225

Mortgage

Document Number0000218442
DateDec 5, 2019
Instrument218442
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 140 Reflections Dr, Apt 13 was $5,543.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$404,000 (-5.74%) Land $250,055 Building $153,945
2025$5,543.00$428,582 Land $265,270 Building $163,312
2023$5,376.00 (+0.04%)$411,941 Land $254,970 Building $156,971
2022$5,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 140 Reflections Dr, Apt 13 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Reflections Dr, Apt 13 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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