140 Pine Lake Dr, Troy, MO 63379 Property Records

Lincoln County property record for 140 Pine Lake Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,857 sqft · built 2020
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,600 (Jan 2021)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-23-000-000-015.029`

Property Details

APN / Parcel Number

Primary APN	`19-60-23-000-000-015.029`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,857 sqft Living Area
Basement Area	2,857 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,771 sqft (2.52 acres)
Garage Area	1,330 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	140 PINE LAKE DR
City	TROY
State	MO
Zip	63379-3887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 & A SMALL PT OF LOT 28 PINE LAKE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	23
Legal Subdivision	PINE LAKE ESTATES
Legal Lot Number	29-28
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 PINE LAKE DR, TROY, MO 63379-3887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Jan 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CAPGROW HOME MORTGAGE LLC
May 29, 2019	Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE
May 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	2021591
Deed Book / Page	2458 / 104
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	2458/104
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	140 PINE LAKE DR, TROY, MO 63379-3887
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2444/801
Date	Mar 23, 2020
Book Page	2444/801
Instrument	2020002808

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Dec 21, 2020

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jan 13, 2021
Property Address	140 PINE LAKE DR, TROY, MO 63379-3887
Document Number	2458/104
Book / Page	2458 / 104
Map Reference	MB 13 G 167
Instrument Date	Jan 7, 2021
Instrument	2021000591
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 PINE LAKE DR, TROY, MO 63379-3887

Mortgage

Document Number	2021000592
Date	Jan 13, 2021
Instrument	2021000592

Lender

Name	CAPGROW HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 29, 2019
Property Address	140 PINE LAKE DR, TROY, MO 63379-3887
Document Number	2434/0338
Book / Page	2434 / 0338
Map Reference	MB 13 PG 172
Instrument Date	May 23, 2019
Instrument	2019004192
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 NORDIC LN, 51, DEFIANCE, MO 63341-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	231 CHARGING BEAR DR, WENTZVILLE, MO 63385-3539

Mortgage

Document Number	2019004193
Date	May 29, 2019
Instrument	2019004193

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	2 Years

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 29, 2019
Property Address	140 PINE LAKE DR, TROY, MO 63379-3887
Document Number	2434/0337
Book / Page	2434 / 0337
Instrument Date	May 23, 2019
Instrument	2019004191
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 PINE LAKE DR, TROY, MO 63379-3887

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,299.00 (+8.9%)	$86,695 (+10.4%) Land $9,215 Building $77,480	$456,290 (+10.4%) Land $48,500 Building $407,790
2023	$4,866.00 (+5.01%)	$78,529 Land $7,315 Building $71,214	$413,310 Land $38,500 Building $374,810
2022	$4,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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