Lincoln County property record for 131 Pine Lake Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,529 sqft · built 2006 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,280 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-60-23-000-000-015.027 |
| Primary APN | 19-60-23-000-000-015.027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| Basement Area | 2,529 sqft |
| Unfinished Basement | 2,529 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Type | Mixed |
| Garage Area | 2,151 sqft |
| Parking Spaces | 7 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 131 PINE LAKE DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 PINE LAKE ESTATES |
| Legal Range | 01W |
| Legal Township | 48N |
| Legal Section | 23 |
| Legal Subdivision | PINE LAKE ESTATES |
| Legal Lot Number | 27 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 810308 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 PINE LAKE DR, TROY, MO 63379-3887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 131 PINE LAKE DR, TROY, MO 63379-3887 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2462/449 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 2462/449 |
| Instrument | 2021004958 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,052 (-) Land $9,215 Building $81,837 | ||
| 2025 | $5,280.00 (+2.19%) | $91,052 (+9.2%) Land $9,215 Building $81,837 | $479,220 (+9.2%) Land $48,500 Building $430,720 |
| 2023 | $5,167.00 (+5.9%) | $83,380 Land $7,315 Building $76,065 | $438,840 Land $38,500 Building $400,340 |
| 2022 | $4,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Brightspeed Fixed Wireless | 10 / 1 |
5G and 4G LTE (outdoors only)
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