Erie County and Lancaster Town property record for 140 Peppermint Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,513 sqft · built 2002 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Nov 2012) |
| Tax Bill | $8,306 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Sep 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 95.00-1-17.121 |
| Primary APN | 145289 95.00-1-17.121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,513 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| 2nd Floor Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 57,935 sqft (1.33 acres) |
| Lot Dimensions | 615 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 140 PEPPERMINT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SM# 9- 2003 17.12 ON MAP |
| Legal Subdivision | JOSEPH ELLICOTTS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 17.121 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Sep 4, 2019 | Deed of Trust, Mortgage · Line of Credit HSBC BANK NA |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Sep 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage HSBC BK USA NA |
| Jun 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on File |
| Deed Sale | Nov 29, 2012 · Amount on File |
| Prior Sale | Apr 16, 2010 · Amount on File |
| Deed Book / Page | 11234 / 1912 |
| Last Transfer Date | Jun 10, 2019 |
| Transfer Doc | 0113454661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138642612 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 13864/2612 |
| Instrument | 2018149400 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139094147 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 13909/4147 |
| Instrument | 2019189038 |
| Name | HSBC BANK NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Document Number | 0139585310 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 13958/5310 |
| Instrument | 2020166202 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Document Number | 0113670702 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 140 PEPPERMINT RD LANCASTER NY 140869001, LANCASTER, NY 14086-9001 |
| Document Number | 0113670702 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 011367/000702 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 11, 2019 |
| Property Address | 140 PEPPERMINT RD, LANCASTER, NY 14086-9001 |
| Document Number | 0113454661 |
| Book / Page | 011345 / 004661 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 PEPPERMINT RD LANCASTER NY 140869001, LANCASTER, NY 14086-9001 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,306.00 (+1.75%) Homeowner's exemption | ||
| 2025 | $8,163.00 (+1.74%) | $308,000 (-) Land $52,000 Building $256,000 | $481,250 (+12.49%) Land $81,250 Building $400,000 |
| 2024 | $8,023.00 Homeowner's exemption | $308,000 (-) Land $52,000 Building $256,000 | $427,800 (+4.16%) Land $72,226 Building $355,574 |
| 2023 | Homeowner's exemption | $308,000 Land $52,000 Building $256,000 | $410,700 Land $69,339 Building $341,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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