140 Open Gulf St, Miramar Beach, FL 32550 Property Records

Walton County property record for 140 Open Gulf St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 2,898 sqft · built 2004
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jan 2018)
Tax Bill	$11,268 (2024)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-2S-21-42185-000-0070`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42185-000-0070`
Alternative APN	`1073775`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	2,898 sqft Living Area
Gross Area	3,202 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	20 ft deep x 6.5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	304 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1073775
Street Address	140 OPEN GULF ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 MIRAMAR BEACH COTTAGES PB 15-5 OR 2465-623 OR 2589-1745 OR 2698-296 OR 2838-3246 OR 2853-1895 OR 3063-839
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	MIRAMAR BEACH
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 DOWNMAN PL, FREDERICKSBURG, VA 22401-4673
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	20180001604
Deed Book / Page	3063 / 0839
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 16, 2018
Property Address	140 OPEN GULF ST, MIRAMAR BEACH, FL 32550-4159
Document Number	0030630839
Book / Page	3063 / 0839
Map Reference	MB15 PG5
Instrument Date	Jan 12, 2018
Instrument	20180001604
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11765 PERRY ST101, 11765, FREDERICKSBURG, VA 22401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 DOWNMAN PL, FREDERICKSBURG, VA 22401-4673

Mortgage

Document Number	20180001605
Date	Jan 16, 2018
Instrument	20180001605

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,358,361 (-0.89%) Land $460,000 Building $898,361	$1,358,361 (-0.89%) Land $460,000 Building $898,361
2024	$11,268.00 (+4.73%)
2023	$10,759.00 (+4.41%)	$1,370,524 (+4.02%) Land $450,785 Building $919,739	$1,370,524 (+4.02%) Land $450,785 Building $919,739
2022	$10,305.00	$1,317,590 Land $500,372 Building $817,218	$1,317,590 Land $500,372 Building $817,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

Nearby Properties on Open Gulf St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures