138 Open Gulf St, Miramar Beach, FL 32550 Property Records

Walton County property record for 138 Open Gulf St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,632 sqft · built 2004
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2011)
Tax Bill	$9,367 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`33-2S-21-42185-000-0080`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42185-000-0080`
Alternative APNs	`33-221-42185-000-0080` `1073776`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,632 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	1,028 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	180 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 OPEN GULF ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 MIRAMAR BEACH COTTAGES PB 15-5 OR 2465-623 OR 2589-1745 OR 2862-4973 OR 3141-840 OR 3191-1988
Legal Range	021
Legal Township	02S
Legal Section	33
Legal Subdivision	MIRAMAR BEACH COTTAGES
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 ARKLOW DR, MILTON, GA 30004-5814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2011 · Amount on Record
Deed Sale	Apr 4, 2011 · Amount on Record
Deed Document Number	201151697
Deed Book / Page	2862 / 4973
Last Transfer Date	Apr 17, 2020
Transfer Doc	0031410840
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 5, 2021
Property Address	138 OPEN GULF ST, MIRAMAR BEACH, FL 32550-4159
Document Number	0031911988
Book / Page	3191 / 1988
Map Reference	MB 15 PG 5
Instrument Date	Mar 26, 2021
Instrument	20210016421
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031911992
Date	Apr 5, 2021
Book Page	3191/1992
Instrument	20210016423

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	138 OPEN GULF ST, MIRAMAR BEACH, FL 32550-4159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030863671
Date	Oct 2, 2018
Book Page	3086/3671
Instrument	2018000033392

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 29, 2020
Property Address	138 OPEN GULF ST, MIRAMAR BEACH, FL 32550-4159
Document Number	0031410840
Book / Page	003141 / 000840
Instrument Date	Apr 17, 2020
Instrument	14572
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 ARKLOW DR MILTON GA 300045814, MILTON, GA 30004-5814

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,367.00 (+2.95%)	$1,274,968 (-0.8%) Land $460,000 Building $814,968	$1,274,968 (-0.8%) Land $460,000 Building $814,968
2024	$9,099.00 (+3.91%)
2023	$8,757.00 (+3.45%)	$1,285,198 (+3.54%) Land $450,785 Building $834,413	$1,285,198 (+3.54%) Land $450,785 Building $834,413
2022	$8,465.00	$1,241,276 Land $500,372 Building $740,904	$1,241,276 Land $500,372 Building $740,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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