140 Oak St, Canton, MS 39046 Property Records

Madison County property record for 140 Oak St, Canton, MS 39046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,217 sqft · built 1995
Owner	Individual Name on Record
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072A-11B-010/01.08`

Property Details

APN / Parcel Number

Primary APN	`072A-11B-010/01.08`
Alternative APN	`11022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,217 sqft Adjusted Area
1st Floor Area	1,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	620 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11022
Old Parcel Number	072A-11B-010/01.08
Street Address	140 OAK ST
City	CANTON
State	MS
Zip	39046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 OAK RIDGE ESTATES
Legal Range	02E
Legal Township	07N
Legal Section	11
Legal Subdivision	OAK RIDGE EST
Legal Lot Number	8
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	30600

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	140 OAK ST, CANTON, MS 39046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 14, 2022	Warranty Deed, Transfer · VA Mortgage AFFORDABLE LENDING GROUP LLC
Mar 1, 2022	Warranty Deed, Transfer
Jun 29, 2020	Deed of Trust, Mortgage RENASANT BK
Jul 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022
Deed Sale	Nov 14, 2022
Prior Sale	Mar 1, 2022
Deed Document Number	0004278210
Deed Book / Page	4278 / 210
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 OAK ST, CANTON, MS 39046-3125
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 PRUDENTIAL RD, HORSHAM, PA 19044-2308

Mortgage

Document Number	004405/887
Date	Jan 30, 2024
Book Page	4405/887
Instrument	998208

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 14, 2022
Property Address	140 OAK ST, CANTON, MS 39046-3125
Document Number	004278/210
Book / Page	4278 / 210
Map Reference	CAB C SL 13
Instrument Date	Nov 11, 2022
Instrument	972239
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1538 REFORMATION RD, CARTHAGE, MS 39051-9666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 OAK RIDGE CIR, MADISON, MS 39110-8796

Mortgage

Document Number	0000972240
Date	Nov 14, 2022
Instrument	972240

Lender

Name	AFFORDABLE LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 1, 2022
Property Address	140 OAK ST, CANTON, MS 39046-3125
Document Number	004176/804
Book / Page	4176 / 804
Map Reference	CAB C SL 13
Instrument Date	Mar 1, 2022
Instrument	951591
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 AVONDALE RD, CANTON, MS 39046-9647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 JORN CIR, CANTON, MS 39046-3357
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 OAK RIDGE CIR, MADISON, MS 39110-8796
Document Number	0000895559
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 OAK RIDGE CIR MADISON MS 391108796, MADISON, MS 39110-8796

Mortgage

Document Number	0000895559
Date	Jul 7, 2020
Book Page	003878/000243
Instrument	895559

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Jul 17, 2020
Property Address	140 OAK RIDGE CIR, MADISON, MS 39110-8796
Document Number	0000896405
Book / Page	003883 / 000233
Instrument Date	Jun 23, 2020
Instrument	896405
Transaction Type	Construction Loan
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 OAK RIDGE CIR MADISON MS 391108796, MADISON, MS 39110-8796

Mortgage

Document Number	0000896405
Date	Jul 17, 2020
Book Page	003883/000233
Instrument	896405

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 Homeowner's exemption	$14,131 (-)	$141,310 (-) Land $30,000 Building $111,310
2024	$1,346.00
2023	$1,346.00 Homeowner's exemption	$14,131	$141,310 Land $30,000 Building $111,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	55 (1979–2022)
Claims Outside the SFHA	8 of 55
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
AT&T DSL · Fiber in parts of the area	100 / 20

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