140 Mill Pond Cv, Crestview, FL 32539 Property Records

Okaloosa County property record for 140 Mill Pond Cv, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1992
Lot Size	0.334 acres (14,540 sqft)
Owner	Individual Name on File
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0475-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0475-9`
Alternative APNs	`28-3N-23-017D-0000-0370` `23N328017D00000370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,490 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,540 sqft (0.334 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	140 MILL POND CV
City	CRESTVIEW
State	FL
Zip	32539-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PH III-B LOT 37
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Subdivision	BEAVER CREEK
Legal Phase	3
Legal Lot Number	37
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2026
Census Tract	20702

Owner

140 Mill Pond Cv is owned and occupied by an individual who acquired it in January 2024.

Source: Okaloosa County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 12, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Nov 26, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024
Deed Sale	Jan 30, 2024
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	20243668519
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0003668519
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 30, 2024
Property Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0003668519
Map Reference	MB 12 PG 77
Instrument Date	Jan 24, 2024
Instrument	3668519
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	0003668520
Date	Jan 30, 2024
Instrument	3668520

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 12, 2022
Property Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0036542567
Book / Page	3654 / 2567
Map Reference	MB 12 PG 77
Instrument Date	Nov 30, 2022
Instrument	3595546
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2144 GREAT FALLS WAY, ORLANDO, FL 32824-4302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 CASTLEWOOD STREET, NAVARRE, FL 32566

Mortgage

Document Number	0036542568
Date	Dec 12, 2022
Book Page	3654/2568
Instrument	3595547

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033704037
Date	Oct 12, 2018
Book Page	3370/4037
Instrument	3237258

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Oct 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 26, 2018
Property Address	140 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0033754926
Book / Page	003375 / 004926
Instrument Date	Nov 19, 2018
Instrument	3244945
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 MILL POND CV CRESTVIEW FL 325396351, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	33754928
Date	Nov 26, 2018
Book Page	003375/004928
Instrument	3244946

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 140 Mill Pond Cv was $3,051.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00	$192,199 Land $44,726 Building $147,473	$192,199 Land $44,726 Building $147,473
2023	$3,253.00 (+136.93%)	$201,119 (+59.92%) Land $38,000 Building $163,119	$201,119 (+14.91%) Land $38,000 Building $163,119
2022	$1,373.00 Homeowner's exemption	$125,764	$175,018 Land $28,719 Building $146,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Mill Pond Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Mill Pond Cv is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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