138 Mill Pond Cv, Crestview, FL 32539 Property Records

Okaloosa County property record for 138 Mill Pond Cv, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,236 sqft · built 1993
Lot Size	0.389 acres (16,962 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2020)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0474-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0474-2`
Alternative APN	`28-3N-23-017D-0000-0360`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,236 sqft Heated Area
Gross Area	2,889 sqft
1st Floor Area	1,664 sqft
Upper Floors Area	572 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,962 sqft (0.389 acres)
Garage Type	Finished
Garage Area	361 sqft
Porch	Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	138 MILL POND CV
City	CRESTVIEW
State	FL
Zip	32539-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PH III-B LOT 36
Legal Range	23
Legal Township	03N
Legal Section	28
Legal Subdivision	BEAVER CREEK PH
Legal Phase	3
Legal Lot Number	36
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2026
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL COMMUNITY BANK
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMERCE BANK
Dec 16, 2020	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	3415601
Deed Book / Page	3512 / 3830
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351
Investor	Possibly a Property Investor

Mortgage

Document Number	0003663344
Date	Dec 26, 2023
Instrument	3663344

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351
Investor	Possibly a Property Investor

Mortgage

Document Number	0036863702
Date	Aug 7, 2023
Book Page	3686/3702
Instrument	3639921

Lender

Name	COASTAL COMMERCE BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 16, 2020
Property Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0035123830
Book / Page	3512 / 3830
Map Reference	MB 12 PG 77
Instrument Date	Dec 11, 2020
Instrument	3415601
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6440 WELANNEE BLVD, 6440, LAUREL HILL, FL 32567-7309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MILL POND CV, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	0035123832
Date	Dec 16, 2020
Instrument	3512/3832

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,485.00 (+5.34%) Homeowner's exemption	$198,573 (+5.99%)	$236,264 (-5.31%) Land $44,726 Building $191,538
2023	$2,359.00 (+3.15%) Homeowner's exemption	$187,356 (+3%)	$249,524 (+9.42%) Land $38,000 Building $211,524
2022	$2,287.00 Homeowner's exemption	$181,899	$228,049 Land $28,719 Building $199,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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