140 Lake Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 140 Lake Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,152 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$39,000 (Mar 2017)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-50-15-000-000-024.016`

Property Details

APN / Parcel Number

Primary APN	`19-50-15-000-000-024.016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Basement Area	2,152 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Mixed
Garage Area	2,439 sqft
Parking Spaces	8 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	140 LAKE FOREST DR
City	TROY
State	MO
Zip	63379-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 LAKE FOREST
Legal Range	01W
Legal Township	48N
Legal Section	15
Legal Subdivision	LAKE FOREST
Legal Lot Number	6
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3067
Census Tract	810203

Owner

140 Lake Forest Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 LAKE FOREST DR, TROY, MO 63379-3838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Oct 1, 2019	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
Mar 10, 2017	Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Deed Document Number	20172048
Deed Book / Page	2408 / 624
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	140 LAKE FOREST DR, TROY, MO 63379-3838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2450/557
Date	Aug 6, 2020
Book Page	2450/557
Instrument	2020008601

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	140 LAKE FOREST DR, TROY, MO 63379-3838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2438/0842
Date	Oct 1, 2019
Book Page	2438/0842
Instrument	2019008731

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jun 30, 2020

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 10, 2017
Property Address	140 LAKE FOREST DR, TROY, MO 63379-3838
Document Number	2408/0624
Book / Page	2408 / 0624
Map Reference	MB13 PG162
Instrument Date	Mar 9, 2017
Instrument	2017002048
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3028 RIDGETOP CT, SAINT PETERS, MO 63376-4500

Mortgage

Document Number	2017002049
Date	Mar 10, 2017
Instrument	2017002049

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 9, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 140 Lake Forest Dr was $4,876.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,781 (-) Land $9,785 Building $69,996
2025	$4,876.00	$79,781 Land $9,785 Building $69,996	$419,900 Land $51,500 Building $368,400
2023	$4,419.00 (+4.79%)	$71,307 Land $8,265 Building $63,042	$375,300 Land $43,500 Building $331,800
2022	$4,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Lake Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Lake Forest Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Gateway Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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