100 Lake Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 100 Lake Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,072 sqft · built 2017
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Apr 2017 Construction Loan Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-50-15-000-000-024.011`

Property Details

APN / Parcel Number

Primary APN	`19-50-15-000-000-024.011`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Basement Area	1,023 sqft
Unfinished Basement	1,023 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	131,987 sqft (3.03 acres)
Garage Type	Mixed
Garage Area	1,890 sqft
Parking Spaces	7 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	100 LAKE FOREST DR
City	TROY
State	MO
Zip	63379-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LAKE FOREST
Legal Range	01W
Legal Township	48N
Legal Section	15
Legal Subdivision	LAKE FOREST
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3067
Census Tract	810203

Owner

100 Lake Forest Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 LAKE FOREST DR, TROY, MO 63379-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · Construction Mortgage HNB NATIONAL BANK
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Jun 12, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015
Deed Sale	Sep 9, 2015
Deed Document Number	20157394
Deed Book / Page	2391 / 783
Last Transfer Date	Jun 11, 2020
Transfer Doc	2447/999
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 LAKE FOREST DR, TROY, MO 63379-4028
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2410/0071
Date	Apr 21, 2017
Book Page	2410/0071
Instrument	2017003503

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 LAKE FOREST DR, TROY, MO 63379-4028
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2424/0397
Date	Jul 2, 2018
Book Page	2424/0397
Instrument	2018005776

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 LAKE FOREST DR, TROY, MO 63379-4028
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2437/0939
Date	Sep 6, 2019
Book Page	2437/0939
Instrument	2019007826

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	100 LAKE FOREST DR, TROY, MO 63379-4028
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2450/243
Date	Jul 31, 2020
Book Page	2450/243
Instrument	2020008287

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WEST ALTON, MO 63386

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 12, 2020
Property Address	100 LAKE FOREST DR, TROY, MO 63379-4028
Document Number	2447/999
Book / Page	2447 / 999
Map Reference	MB 13 PG 162
Instrument Date	Jun 11, 2020
Instrument	2020006031
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 LAKE FOREST DR, TROY, MO 63379-4028

Tax Assessment & Valuation

The 2025 property tax bill for 100 Lake Forest Dr was $5,772.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,433 (-) Land $7,573 Building $86,860
2025	$5,772.00	$94,433 Land $7,573 Building $86,860	$497,020 Land $39,860 Building $457,160
2023	$5,396.00 (+5.06%)	$87,085 Land $6,422 Building $80,663	$458,340 Land $33,800 Building $424,540
2022	$5,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Lake Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Lake Forest Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Gateway Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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